PocketBudget: Budget Planner

PocketBudget tells you one thing: can you spend this, or not. Set what comes in, what goes out, and what each category is allowed. The app does the rest of the arithmetic and gives you a single verdict for the day, with the number you have left until payday underneath it. THE MONTH STARTS ON PAYDAY Most budget apps reset on the first. Your money doesn't. Set your payday and the month follows your salary instead of the calendar. CATEGORIES THAT CARRY OVER Give each category an allowance. What you don't spend can roll into next month, so an underspent month is worth something instead of disappearing. SHARED GROUPS Split a holiday, a flat, a dinner. Everyone adds what they paid, and the app works out the shortest set of payments that settles it — not everyone paying everyone. An expense can be entered in a different currency from the group. The rate is fixed at the moment you enter it and never recalculated, so the number you agreed on is the number that stays. Groups sync over iCloud. There is no account, no sign-up, and no password. PRIVATE BY BUILD, NOT BY PROMISE Your figures live on your device and in your own iCloud. Nothing is sent to us, because there is no server to send it to. One tap on the eye covers every amount on screen when someone is looking over your shoulder. PICK YOUR ANIMAL Eight pigs, free. Foxes, donkeys, cats and rabbits are optional packs — the only thing in the app that costs anything. Every function is free and stays free. No subscription.