PocketLens: Budget & Net Worth

PocketLens: Budget & Net Worth

Spending, Budgets & Accounts

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Free

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Released
October 31, 2026
Updated
November 4, 2026

Features

PocketLens: Budget & Net Worth screenshot #1 for iPhone
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About

Your money, in focus. PocketLens brings every bank account, credit card, investment and loan into one calm view of your spending, budgets and net worth. No ads, no subscriptions, no paywall. ONE PICTURE OF YOUR MONEY • Home shows this month's spending, net worth, monthly net and recent activity at a glance • Net worth over time across checking, savings, cards, investments and loans • Add manual accounts for cash, property or anything your bank can't connect BUDGETS THAT KEEP UP • Monthly limits per category, with progress bars that warn you before you overspend • Group budgets that stay in sync with their categories • One-off "this month only" limits for a holiday or a big purchase • Optional zero-based budgeting with rollover • A spending-by-category chart for any month EVERY CHARGE, SORTED • Transactions are categorized automatically, and PocketLens learns each merchant you correct • Swipe through uncategorized charges to confirm or fix them in seconds • Your own rules for merchants and keywords • Split a charge across categories, tag it, mark reimbursements, or hide it from totals • Transfers between your own accounts are detected so they don't count as spending • Search every month at once, with filters and saved views DIG INTO ANY MONTH • Explore any date range by category, group or tag • Spending, income, net cash flow and daily activity, side by side ALERTS YOU CHOOSE • Budget thresholds, large charges, low balances and spending recaps, delivered as notifications PRIVATE BY DESIGN • Read-only bank access through Plaid: PocketLens can't move money, and never sees your bank password • Face ID app lock and a privacy cover in the app switcher • Hide amounts on screen with one switch • No ads, no third-party analytics, and your data is never sold • Export to CSV anytime, or delete your account and everything in it from Settings BRING YOUR OWN PLAID PocketLens connects to banks through your own free Plaid developer account, so your bank connections belong to you. Setup takes about five minutes and the app walks you through it. Plaid's free plan covers up to 10 banks in the US and Canada. WORKS EVERYWHERE The same account on iPhone, iPad and the web.
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What's New in PocketLens

1.13.1

November 4, 2026

What's new: - Budget rollover: carry unused category budget into the next month - Edit a transaction's date - Pending transactions can now be categorized - Mark a transfer before its counterpart posts - Group budgets follow the sum of their categories - Budgets can apply to a single month; retire a category without losing history - Clearer onboarding: connect your bank as an explicit step - Two-factor authentication, security fixes and smoother motion - Net worth, budget totals and notification fixes

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