Free
About
PocketRatio tracks out-of-pocket medical spending as a share of your monthly income.
Log expenses, scan receipts, or import spreadsheets. PocketRatio categorizes medical spending so you can see where you stand against your monthly budget and annual out-of-pocket targets.
Three Main Views
• Summary: Monitor your out-of-pocket ratio, monthly budget, current spending, and trends.
• Expenses: Browse a timeline of transactions grouped by month, with filters for categories, dates, and payment status.
• Manage: Configure monthly income, medical budget, annual spending targets, and alert thresholds.
Key Features
• Entry Options: Log transactions manually or scan receipts with the camera to prefill amounts and merchants.
• Document Storage: Attach PDFs or receipt images (up to 5MB) to view inline.
• Data Portability: Import and export CSV files for your own records and reimbursements.
• System Integration: Home Screen and Lock Screen widgets, Spotlight, Quick Actions, Siri Shortcuts, and local notifications for budget and ratio limits.
• Sign in with Apple: Optional. Sync expenses and profile through your iCloud account when you choose to sign in.
• Demo Mode: Preview the app with sample data that stays on this device.
• Devices: Built for iPhone and iPad with a native SwiftUI interface.
Designed for Privacy
Your health and financial data stays on your device by default. PocketRatio does not require a custom account, includes no third-party ad trackers in the app, and displays no ads. Optional Sign in with Apple sync uses your private iCloud (CloudKit) data—not a PocketRatio server.
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What's New in PocketRatio
1.0.9
October 24, 2026
Fixed an issue that could show setup as incomplete when saved profile data was present. Improved profile selection after sign-in and iCloud restore.



