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Pointer: Credit Card Rewards

Pointer: Credit Card Rewards

Best Cashback Wallet & Points

38 ratings
8 reviews
💰 Finance
Free

Details

Released
September 13, 2025
Updated
November 4, 2026

Features

Developer

Pointer Services LLC
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About

Discover the optimal credit card for every transaction, whether online or in-store. This app helps you maximize cashback and rewards by identifying the highest-earning card for any merchant. It also tracks your card benefits and helps you book travel with points.

✓Card recommendations by store
✓Maximizes cashback and points
✓Tracks card benefits and credits
✓Optimizes travel bookings with points
✓Supports major credit card issuers
✓No bank or card login required
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What's New in Pointer

3.1.0

November 4, 2026

Support for referral codes

Subscriptions & In-App Purchases

$47.99

Pointer Pro Annual

Removed from the App Store on November 5, 2026. Get the most out of your credit card rewards

User reviews

Most RecentHighest RatedLowest Rated

Great App!

Such a great app! I have a few different credit cards and I’m always forgetting which one gives me the best rewards for certain purchases. Pointer makes it so much easier to figure out which card to use without having to remember all the different benefits and point categories. Super easy to use and definitely helps me get more out of the cards I already have!
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I1I love the app 123

Awesome

Great app for tracking perks and bonuses across my cards
PPraf_19999

Day to day winner

Been needing a credit card manager for gas and groceries and this app does a good job keeping it simple to use. It’s free so that’s a plus
DWDay to day winner

Incredible app

Pointer is one of those few apps that helps me with a problem I have been having for years. Super easy to use.
BGBroths it's too good

Missing cards

Missing a few credit cards like Costco citi, Hawaiian airline and Disney cards
KRKris Roach
See 3 more reviews

FAQ

How does Pointer know which card to use?

Pointer cross-references each store with your cards' earn rates, active promotions, and transfer bonuses. It then ranks them from best to worst, showing the exact multiplier and potential earnings.

Do I have to link my bank account to Pointer?

No. You select your cards by name. Pointer never stores card numbers or banking credentials, ensuring your financial information remains private.

Is Pointer free to use?

Yes, Pointer is free to download and use. The free plan includes weekly store searches, unlimited cards, and the full perks tracker. An optional Pointer Pro upgrade is available for advanced features.

What credit card issuers does Pointer support?

Pointer supports cards from every major issuer, including Chase, American Express, Capital One, Citi, Discover, Bank of America, Wells Fargo, Barclays, Bilt, and US Bank.

Can Pointer help me book travel with points?

Yes, Pointer allows you to search flights and hotels by route, date, and cabin. It then shows you how to book them using your existing points, factoring in transfer-partner ratios and bonuses.

What are the benefits of Pointer Pro?

Pointer Pro, available for $4.99/month or $47.99/year, unlocks unlimited store searches, sale forecasts, and transfer-partner optimization for users who want to maximize their rewards even further.

How often is Pointer updated?

The latest version, 3.1.0, was released on 2026-11-04, indicating regular updates to maintain accuracy and functionality.

What is the age rating for Pointer?

Pointer has an age rating of 12+, making it suitable for teenagers and adults interested in managing their credit card rewards.