Pointwise

Pointwise

Trusted Credit Card Advisor

46 ratings
19 reviews

Archived App (Last seen on 14 Apr 2026)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • May 31, 2024
  • March 11, 2025

Features

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About

This app helps you find the best credit card for your spending habits. It analyzes your patterns to offer personalized recommendations and continuously monitors your spending to ensure you always have optimal cards. Receive timely notifications for new card opportunities and expert guidance.

Personalized credit card recommendations
Continuous spending monitoring
Timely new card notifications
Comprehensive spending analysis
Expert credit card guidance
User-friendly interface
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What's New in Pointwise

1.1.2

March 11, 2025

Pointwise: Your Trusted Credit Card Advisor Struggling to find the perfect credit card? Say goodbye to endless blog posts and YouTube videos. With Pointwise, discovering the best credit card strategy for your unique spending habits and preferences has never been easier. * UI improvements

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5

In-App Purchases

$1.99

Best Card Unlock

This unlocks your best credit card

User reviews

Very useful app

Great app, had great recommendations. Thank you!

Made it easy to pick a credit card

Made it super easy to choose a credit card. I’ve never seen anything before that actually connected to my accounts to give me custom advice based on what I spend, so it gets my vote

Good idea, mediocre execution.

The app is extremely buggy it barely works as intended. It’s a great idea but I wouldn’t trust it giving them my financial information until they fix it.

Too much data access for very little benefit

Marginal benefits for the amount of data that they access. You can easily go with (s)herd (b)allet recommended cards and avoid selling out your privacy - on that note, it’s hard to get to any privacy page on the app, it’s promises some vague things about never selling your data but there isn’t a simple contract between the user and the site you can look up
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Just plain doesn’t work

Tried it and it doesn’t work

FAQ

What does Pointwise do?

Pointwise acts as your trusted credit card advisor. It analyzes your spending patterns and preferences to compare them against hundreds of credit cards, providing personalized recommendations for the best cards tailored to you. The app also continuously monitors your spending to ensure you always have the optimal credit cards.

How does Pointwise help me find the best credit card?

Pointwise offers personalized recommendations by analyzing your spending habits and comparing them to a vast database of credit cards. It provides expert guidance and timely notifications when it's the perfect time to consider a new card, helping you maximize your rewards and benefits without the hassle.

Is Pointwise free to use?

The application is free to download and use, offering core features for credit card analysis and recommendations. However, it does include in-app purchases, suggesting that some advanced features or premium services may require a purchase.

How does Pointwise monitor my spending?

Pointwise continuously monitors your spending over time to ensure you always have the optimal credit cards in your wallet. This real-time monitoring allows the app to adapt its recommendations as your spending habits change, keeping your credit card strategy up-to-date.

What are the benefits of using Pointwise?

Pointwise simplifies credit card management by offering personalized recommendations, continuous monitoring of your spending, and timely notifications for new card opportunities. It aims to help users effortlessly optimize their credit card usage, maximize rewards, and take control of their financial future.