Pony Up: Split & Budget

Pony Up: Split & Budget

Your all-in-one money toolkit

6 ratings
4 reviews
$0.99 Free

Price history


Details

  • Released
  • Updated
  • June 15, 2026
  • July 9, 2026

Features

Pony Up: Split & Budget screenshot #1 for iPhone
Pony Up: Split & Budget screenshot #2 for iPhone
Pony Up: Split & Budget screenshot #3 for iPhone
Pony Up: Split & Budget screenshot #4 for iPhone
Pony Up: Split & Budget screenshot #5 for iPhone
Pony Up: Split & Budget screenshot #6 for iPhone
Pony Up: Split & Budget screenshot #7 for iPhone
Pony Up: Split & Budget screenshot #8 for iPhone
Pony Up: Split & Budget screenshot #9 for iPhone
iphone
ipad
🖼️Get Icon
Icons↘︎

About

This finance app offers a private, customizable toolkit for managing your money. It allows you to split bills, create budgets, track subscriptions, and plan debt payoff without monthly fees or ads. Users can choose individual tools or bundles, with one module offered free.

Split bills with friends
Build private budgets
Track subscriptions and bills
Create debt payoff plans
Customizable dashboard
Private data storage
Show original description

What's New in Pony Up

2.0.0

July 9, 2026

Pony Up 2.0 is a whole new app. We started as a bill splitter. Now Pony Up is your complete money toolkit — and you only pay for the tools you want. NEW: Build your own dashboard Pick the tools you need from four current modules — Bill Splitter, Budgeting, Bills & Subscriptions, and Debt Planner. Try any free for 7 days, keep one free forever, and add more for 99¢ (or $1.99 for the rest). No subscription. NEW: Budgeting Private budgeting with "safe to spend," category budgets, multiple accounts, savings goals, and net worth — no bank login required. NEW: Bills & Subscriptions Reminders before bills are due, free-trial-conversion alerts so you're never surprise-charged, and price-hike tracking. NEW: Debt Planner Your real debt-free date, snowball vs. avalanche comparison, a what-if simulator, and progress tracking. NEW: It all connects Scan one receipt to split with friends and log it to your budget at once. Your bills shape your safe-to-spend. A complete money picture in one place. Plus, a beautiful redesign, added animations, ease of use changes, minor bug fixes, and lots of polish. Still private. Still pay-once. Still yours.

More

User reviews

Simple yet powerful

Clean, fast, and no clutter, yet many features. This is exactly what a budget app should be. I picked the budget module as my free module and was set up in minutes. No confusing setup, no account-linking hoops, just a clear view of where my money goes each month. Love that you choose the module you need instead of paying for extras. Easy 5 stars.
Show more

Best split payment app

Significantly cheaper and more effective than every other app around. Has every feature you could possibly need and makes dividing super simple and easy

Amazing value

Pony up legit makes splitting payments so easy. So easy to use. Best 99 cents I’ve spent

best bill split app

It was easy to use and I love that I no longer have to pay monthly subscriptions. Highly recommend!

FAQ

How does Pony Up handle privacy and security?

Pony Up is designed to be private by default. Your financial data never leaves your phone or iCloud, and there is no need to link bank accounts. The app does not use servers to store your information.

What are the pricing options for Pony Up modules?

The first module is free and can be kept forever. Additional modules are available for 99¢ each, or a bundle of three can be purchased for $1.99. There are no monthly subscriptions.

Does Pony Up have ads?

No, Pony Up is ad-free. The app explicitly states 'No ads' and focuses on providing a clean user experience without advertisements.

On which devices can I use Pony Up?

Pony Up is available for iPhone and iPad devices. It also syncs automatically across your devices using iCloud.

How often is Pony Up updated?

The latest version, 2.0.0, was released on July 9, 2026, indicating recent development activity. New finance and productivity modules are planned for release monthly.

What is the age rating for Pony Up?

Pony Up has an age rating of 4+. This suggests it is suitable for a wide range of users, including younger individuals learning about finance.

Can I try Pony Up before buying modules?

Yes, you can try any tool free for 7 days. After the trial, you can keep one module free forever and purchase additional ones individually or in bundles.

Does Pony Up offer financial advice?

Pony Up provides informational tools only and does not offer financial, tax, investment, or legal advice. Figures and projections are estimates intended for informational purposes.