Send and receive money instantly using a unique tag, split group expenses, and pay utility bills with a scan. Connect all your Montenegrin bank accounts in one place for a simplified financial experience.






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Send and receive money instantly using a unique tag, split group expenses, and pay utility bills with a scan. Connect all your Montenegrin bank accounts in one place for a simplified financial experience.








This mobile banking app provides insights into account balances, transaction history, and payment orders. It allows users to initiate domestic and international payments, view exchange rates, and find ATM and branch locations. Users can also request account statements via email.


Access your pension account securely and easily, view your savings, and calculate your future pension. Learn about the Croatian pension system and Raiffeisen funds, or join a voluntary pension fund entirely online.


This mobile banking service allows for fast, simple, and secure financial management on the go. It provides easy access to banking services through your mobile phone, functioning on all mobile networks.




Access your tax information, submit requests, and receive important updates from the tax administration. Manage your tax obligations, calculate salary information, and report violations securely.


Manage all your insurance policies digitally, from vehicle and travel to pet and home. Easily file claims, renew policies with a single click, and benefit from usage-based discounts. Participate in programs that reward responsible driving and secure your property.


Securely store your credit cards and IBANs to make payments across over 1000 web shops in the CEE region. Track all your online transactions in one convenient place without needing to carry your physical cards.


This app offers a simple and flexible way to invest long-term in global and regional ETFs. It provides diversified ETF portfolios, options for smart cash management, and ETF savings plans. Ideal for both beginners and experienced investors.