
Private Money Tracker
Your Money, Your Privacy
0 ratings
Free
Rating summary
About
Private Money Tracker - Track Expenses in 3 Seconds
Your money, your data, your freedom. Private Money Tracker is a privacy-first expense tracker that runs offline by default. No ads, no account required - just fast, simple money management.
WHY FREELEDGER?
- 3-Second Tracking - Open, enter amount, select category, done
- Offline by Default - The app makes no automatic network requests; your data stays on your device
- Completely Free - No ads, no subscriptions, no hidden costs
- Privacy First - No account, no tracking, no data collection
- Smart Categories - Auto-sorted by your usage patterns
- Beautiful Insights - Charts and graphs to understand your spending
KEY FEATURES
FAST & SIMPLE
- Lightning-fast expense entry in under 3 seconds
- Smart category suggestions based on your habits
- Quick edit and delete with swipe gestures
- Intuitive interface designed for daily use
POWERFUL INSIGHTS
- Monthly spending breakdown with pie charts
- Trend analysis with line graphs
- Tag-based expense grouping and filtering
- Search through your transaction history
- Export to CSV for detailed analysis
PRIVACY & SECURITY
- App-level password protection
- All data stored locally on your device; your entries are never uploaded to our servers
- Backup and restore with encrypted files
- No automatic network requests
- Zero data collection or tracking
PERSONALIZATION
- 15 beautiful themes for every personality
- Multi-currency support with localization
- 46 languages including English, Chinese, Japanese, Korean, and more
- Customizable categories and tags
- Flexible date and number formats
SMART REMINDERS
- Set up recurring expense reminders
- Daily, weekly, or monthly notifications
- Never forget regular payments again
PERFECT FOR
- Students managing allowances
- Professionals tracking business expenses
- Families budgeting household costs
- Anyone who values privacy and simplicity
NO COMPROMISES
Unlike other expense trackers, Private Money Tracker doesn't force you to choose between features and privacy. You get powerful money management tools without sacrificing your data security.
- No account registration
- No automatic network requests. You can optionally turn on iCloud sync yourself - your data then syncs only through your own Apple private iCloud database, and we can never access it
- No ads interrupting your workflow
- No subscription fees
- No data mining or selling your information
WHAT USERS SAY
"Finally, an expense tracker that respects my privacy!"
"The 3-second tracking is a game changer for my daily routine."
"Beautiful design, works offline by default, completely free - what more could I ask for?"
GET STARTED IN SECONDS
1. Download Private Money Tracker
2. Choose your currency
3. Start tracking expenses immediately
4. View insights and take control of your finances
Your financial data belongs to you. Download Private Money Tracker today and experience expense tracking the way it should be - fast, private, and completely free.
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SUPPORT & FEEDBACK
We're committed to making Private Money Tracker the best expense tracker. Have questions or suggestions? Contact us at tomaswell163@gmail.com
Follow our journey and get updates on new features!
About iCloud Sync
Private Money Tracker runs entirely on your device and makes no automatic network requests. If you want to, you can turn on cross-device sync yourself under Settings > iCloud Sync. Your data then syncs only through your own Apple private iCloud database, limited to your own devices signed in with the same Apple ID — we can never access or decrypt it. Turn it off and the app goes back to fully local operation. Nothing is missing if you leave it off.
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What's New in Private Money Tracker
1.0.15
October 26, 2026
What's New in 1.0.15 • Multiple books — Keep separate ledgers on one device, such as a family book, a personal book, or a trip book. Each book keeps its own transactions, budgets, and account balances, and you can switch books from the top-left corner. • Recorded by — When you and your partner share a book, tag who logged each transaction. • Reconciled — Mark a transaction as checked against your bank or your partner, and use the reconciliation list to see what's still unmatched. Your ledger stays on your device — no account, no automatic network requests, no ads.
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