Prospa User Reviews

Customer Experience

Positive experience55.2% of reviews
Neutral0.0% of reviews
Negative experience44.8% of reviews

~ Based on 29 written reviews from the US App Store.

Is Prospa Safe?

Prospa - Business Account appears safe based on user ratings. AppsHunter Safety Score for Prospa is 87/100.

This assessment is based on 125 user ratings, with an App Store average of 4.5/5.

Safety Analysis

89.6% of ratings point to a safe experience
1.6% of ratings suggest some concerns
8.8% of ratings point to a risky experience

~ Based on 125 App Store ratings for Prospa.

Is Prospa Legit?

Prospa - Business Account is no longer available in the App Store. AppsHunter Legitimacy Score for Prospa is 35/100.

Based on 35 of 100 points across 7 verification signals from App Store and developer data.

Score capped because this app is no longer listed.

Top reviews

Lovely

I really love the app

Bad network

Bad network always if you put your money there am sorry for you my money is still there over month now

Do not put your money in this app

My money has been pending since on 25th of last month I regret banking with them till now nothing has been done

Download this app only if you want to waste your time and money

Over a year now I have being with Prospa, they even help me to register my business name, hope to grow with prospa, but this year has being terrible with prospa.

Customer care service is nothing to write home about both email and mobile number.

No guarantee for funds transfer to be received by the recipient.

If you are a business owner. Please don’t let prospa frustrate you.
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Inefficient service

I transferred money in several transactions (over 4days ago) recipients are still yet to receive their payments.

Dubious and suspicious of Scam

They held my money since 15th February the sum of 8140Ghs
After several complaints on twitter(X) they sent 3000Ghs, they are still yet to complete my money.

Receipt

The payment receipt not working

Customer Service

Their customer service is 100%. They try a lot.

Poor customer service

Poor customer service. I’ll give it a 1 star because they call customers but they will never attend to your issues. It’s as if, after the call, they sideline your issues. Deleting the app now

Prospa is a great tool for modern business

I have been using prospa for the past 3 weeks non stop and i must say i appreciate the speed of transfers as well as the customer service. They are very helpful in sorting out issues. When i had issues with a particular bank that my prospa account is tied to they offered an alternative and thats all we really need when it comes to banking.

Great account and saves you enormous fees. Good news is a better choice than Parkway
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Scammers

They are scammers oh they lucked my money since last year for no reason don’t open any account with them

Pros

Slick user interface that it better than my native banks app. Payments are so easy . 5 stars.
Cons
Some annoying limitations: 500K transfer limit, SMS notification not working , some settings should be saved and remembered in the GUI so user doesn’t have to keep entering them again (like recipients email ), bugs adding team members to an account
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Fraudulent! Don’t make any payment to them!

Sent payment for company name registration since 15 of June! This clowns never rendered the service and since then never refunded my money kept playing with wretched their parents, you have till Monday which is the ultimatum I am giving you idiots!

By Monday I don’t see my refund then we will go to court! You can’t hold my money for months without refunding and you will be using it to do business. You’re into loans and I’m sure you know what that means. Till then, is not every Nigerian that you will scam!
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Latest version is poor.

The app has been okay so far, but the latest version is terrible. Asks for a 4 digit security to login while the login field is six digits long and there’s no way to enter just 4 digits. After you inevitably log in with your password, you cannot transact because the security codes are not sent to your email. I feel like my money has been hijacked.
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They aren’t forthcoming about charges and transfers get lost

Please be aware that they charge the following for having an account with them. When your inflow of cash exceeds; 100k NGN they charge you 3k on top of the transfer fees that you have to pay 500k NGN they charge you 5K on top of the transfer fees that you have to pay. It would be good for them to be transparent to communicate this before setting up your account.

My transfers have gotten missing so many times. I sent money to my business account and it has been 24 hours and still no credit alert. What’s frustrating is that It is difficult to contact support because their number usually doesn’t work and It may also take over 24 hours to get a response from customer service in the app. And the responses are typically generic and not helpful.
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Best bank

You guys are making me happy

Worst online banking system ever

I recently joined and it’s been going fine, until two days ago I’ve been trying to send out money and an error message of “Transaction in transit” at the end of the day, my money gets reversed. It’s been going on for two days now. This is total rubbish. Legit business owners I advise you not to use this platform before it leaves you stranded or looking like a fraud
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App slow

When you send or receive money it take time I bet they do all this manual not automatically

For those that their business need fast confirmations I advice you avoid at all cost

Bad Costumer service

They don’t reply on time even if they send you a message and you reply immediately on the app it takes another 24hrs to read back
I have over 58,000 points but my due rewards were not given to me and when it’s time to charge me they don’t fail

I need a statement of account for the embassy no response on that till date they only sent me the statement without stamp or signature
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The app have been great

The app have been great to me and I really enjoy it only that it hard to figure out where to find some option sometimes maybe because am new to it but I love the app with some good features