Very poor customer service
Delaying transactions and mismatching transaction history
Free
About
This app provides a fully licensed and insured business bank account. It enables businesses to make payments, access loans, and manage operations securely and efficiently through a mobile interface. Designed for growth-focused SMEs, it offers features like expense cards and sub-accounts.
✓Fully licensed and insured business bank account
✓Send and receive instant payments
✓Issue virtual and physical expense cards
✓Create sub-accounts for financial management
✓Access business loans
✓Automated credit building
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What's New in Prospa
3.1.7
May 11, 2026
• GBP, USD and EUR accounts are now available • Send global payments to UK, USA, Europe, CNY corridors and more • Exchange multiple currencies seamlessly • New home screen layout for faster navigation
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FAQ
Is Prospa a secure business bank account?
Yes, Prospa is a fully CBN licensed and NDIC insured bank. It is built on robust infrastructure for faster payments and security, ensuring your business transactions are protected.
What types of payments can I make with Prospa?
You can send and receive payments instantly, make bulk transfers to vendors or payroll teams, and handle seamless bill payments directly through the app.
How does Prospa help manage business expenses?
Prospa allows you to issue virtual and physical cards for team members, set spend limits, track usage, and block cards anytime for enhanced control over business expenses.
Can I get business loans through Prospa?
Yes, Prospa offers access to business loans starting from ₦10 million. Your business builds credit automatically by using your Prospa account, making it easier to qualify.
What are the eligibility criteria for Prospa?
Prospa is perfect for structured, growth-focused businesses, particularly SMEs with ₦10 million+ in monthly revenue, such as agencies, consultants, trade businesses, logistics, and SaaS companies.
How often is Prospa updated?
The app was last updated on May 11, 2026, indicating regular maintenance and feature enhancements to ensure optimal performance and security.
What devices does Prospa support?
Prospa is available on both iPhone and iPad, providing a seamless mobile banking experience across Apple devices.
Does Prospa have ads?
No, Prospa does not contain advertisements, allowing for an uninterrupted and focused user experience.
