Prosperics: AI Finance Tool

FIRE Calculator See your FIRE number, how many years it takes, and your savings rate. Four questions get you started: yearly spending, what is invested today, what you add each year, and your age. The withdrawal rate and the real return stay on screen, in today’s dollars. Advanced adds every input, a path chart that separates money saved from investment growth, and what changes if spending moves by 20%. Coast FIRE See whether today’s investments can grow to your FIRE number by a traditional retirement age if you stop adding more. You can count Social Security in the US, or CPP and OAS in Canada. Coast also shows the number with none of that benefit. The FIRE number leaves the benefit out. Your plan When you choose, import invested assets, yearly savings, yearly spending, age, and return from your Financial Dashboard. The withdrawal rate stays the one on screen. Save one FIRE plan on the dashboard, track it as a goal, and turn on an optional alert if your years to FIRE or your Coast gap moves. Bond Tracker Credit spreads are back on Bond Tracker.