Prosperics: AI Finance Tool

Prosperics: AI Finance Tool

No Bank Login Needed

5 ratings
4 reviews
Free
In-App PurchasesWith Ads

Details

Released
May 21, 2026
Updated
November 2, 2026

Features

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About

This app provides a comprehensive overview of your finances without requiring bank logins. It offers a graded dashboard, personalized financial health scores, and actionable steps to achieve your goals. An AI assistant can answer your financial questions and generate reports.

✓Financial Health Score (A+ to F)
✓Actionable insights and goal setting
✓AI-powered financial assistant
✓No bank account linking required
✓Calculations for loans, taxes, and retirement
✓Monthly financial check-ins and alerts
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+2

What's New in Prosperics

1.6.1

November 2, 2026

• The Prosperics Guide can start when you open the app. The first chapters need no account, and answers save on this device. Create an account later to keep your picture on other devices, or subscribe from the Guide without signing in. • Enter a yearly salary, or an hourly rate and your usual hours. Pre-tax deductions are yearly amounts. • Clear my numbers, in Account Settings, removes your amounts, Guide answers, and goals without deleting the account or subscription. • From the end of the Guide, open that chapter’s calculator. Results are easier to scan. If the store is briefly unavailable, tap Try again. • Bug fixes and stability improvements.

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Subscriptions & In-App Purchases

Prosperics Pro

All calculators, the Guide, and Prosperics AI.

$5.991 Month
1 Month trial
How to cancel Prosperics subscription ⁉️

User reviews

Great for finances

This app is super straightforward and provides you with an unbiased POV on your finances. Great for long-term use

Talk to your Financial information

I like how you can talk about your finances with an ai agent that safely has access to the information you provided. This is a forward looking app that help you make financial decisions.

Best free tool in personal finance

This is an excellent free app to keep track of your debt, retirement, government benefits and everything else you need. What I appreciate about it is that it gives you a comprehensive view of your finances.

An app for all your personal finances

Great app to see a comprehensive view of your financial life. Guides you through next steps.

FAQ

Does Prosperics have ads?

Yes, the free version of Prosperics contains advertisements. Users can opt for the Pro subscription to experience an ad-free environment.

What is the cost of Prosperics Pro?

Prosperics Pro is available through a monthly subscription for $5.99 or a yearly subscription for $44.99. Both plans include a free trial period.

How does Prosperics calculate my Financial Health Score?

The score is based on your answers to a few questions about your savings, debt, housing, emergency fund, and retirement. It's a personalized grade, not a credit score.

Can I link my bank accounts to Prosperics?

No, Prosperics is designed to work without linking bank accounts. All financial data is entered manually, ensuring you maintain control over your numbers.

What kind of financial questions can the AI assistant answer?

The AI can answer questions about affordability, loan payments, tax estimations, retirement planning, and more, providing explanations with charts and PDF reports.

Is Prosperics available on Android devices?

Based on the provided data, Prosperics is currently supported on iPhone, iPad, and iPod. Information regarding Android availability is not specified.

How often is Prosperics updated?

The app was last updated on November 2, 2026, indicating a recent update. The version released was 1.6.1.

Can I cancel my Prosperics Pro subscription?

Yes, you can cancel your subscription at any time through your Apple Account settings under Subscriptions. Free trials are also included with the subscription plans.