PsyFi AI: Financial Wellness
Budgeting Without the Anxiety
About
This AI-powered platform uses behavioral science to help you manage your finances. It analyzes your spending and investment patterns to identify biases and offers personalized guidance and habit-building tools to achieve your long-term financial goals.
What's New in PsyFi AI
2.3.0
October 13, 2026
- Minor UI fixes and improvements
Subscriptions & In-App Purchases
PsyFi Premium Monthly
Full access to PsyFi AI coaching. Billed monthly.
FAQ
What is PsyFi AI?
PsyFi AI is an AI-driven financial wellness platform that uses behavioral science principles to help users understand their financial habits, identify biases, and build better money management strategies. It securely links to your financial accounts for analysis.
How does PsyFi AI use behavioral science?
PsyFi AI analyzes your transaction and investment data to surface cognitive biases and spending patterns. It then provides personalized insights, nudges, and habit-building tools grounded in over 85 behavioral science principles to guide your financial decisions.
Does PsyFi AI offer financial advice?
PsyFi AI provides AI-driven coaching and insights to help you make better financial decisions, particularly during market volatility or when dealing with spending leaks. It does not execute trades but coaches you through decision-making.
What financial accounts can I connect to PsyFi AI?
You can securely link your bank accounts, credit cards, loans, and investment accounts to PsyFi AI. The platform uses secure, encrypted connections for data aggregation.
Is PsyFi AI secure?
Yes, PsyFi AI uses secure, encrypted connections to link your financial accounts. The company states that it does not sell your financial data and does not earn commissions from product recommendations.
What features are included in PsyFi Premium?
PsyFi Premium unlocks advanced AI models, personalized coaching with FY, deeper behavioral insights, consolidated dashboards, projections, and the full web experience. A single subscription covers both mobile and web access.
How much does PsyFi Premium cost?
PsyFi Premium offers monthly and annual subscription plans. The monthly plan is $9.99 per month with a 7-day free trial, and the annual plan is $69.99 per year.
Can I cancel my PsyFi Premium subscription?
Yes, your subscription automatically renews unless canceled at least 24 hours before the end of the current period. Payments are charged to your Apple ID account at confirmation of purchase.
