Qaltapp

Qaltapp is a fast, simple personal finance tracker. No account, no ads, no setup: your accounts and transactions stay on your iPhone. AN ENTRY IN TWO TAPS Add expenses, income and transfers with the keypad right on the home screen. Drag the account or category you need and start typing the amount. ALL YOUR MONEY IN ONE PLACE • Accounts: cash, cards, deposits and anything else • Income and expenses with categories and subcategories • Transfers between your own accounts are not income or expenses • Balance adjustments for accurate records • Period analytics: spending structure, trends, averages • Capital: assets, liabilities and net worth over time • Goals: save up and track progress • Liabilities: payments, due dates and monthly load USEFUL • AI advisor: ask where the money goes or whether you can afford a purchase — it calculates from your records. Works only with your consent; without internet it answers on device • A daily reminder to log your day, if you turn it on • Face ID lock: your finances behind your face or passcode • JSON export — your own copy whenever you need it • Dark interface, haptics, fully offline STRAIGHT ABOUT DATA Qaltapp requires no account and collects no analytics. Accounts and transactions never leave your device. The only exception is AI advisor questions: the question text and a summary of your transactions are sent to OpenAI only after your explicit consent, which you can withdraw in Settings. See the privacy policy for details. There is no cross-device sync: your data is included in the iPhone backup and is restored with the app.