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Quirk - Smart budgeting

Quirk - Smart budgeting

Feel good about your finances

1 ratings
5 reviews
📚 Education
💰 Finance

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • January 24, 2021
  • February 1, 2023

Features

Developer

Quirk Money Ltd
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About

Understand your spending habits and financial personality with a unique test. Connect bank accounts for a full financial overview and receive a personalized plan to improve your financial health. Learn about investing, credit, and saving through curated insights and educational content.

✓Money personality test
✓Spending goal tracking
✓Tailored financial plans
✓Curated financial insights
✓Connect bank accounts
✓Subscription manager
✓Custom spending categories
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What's New in Quirk

4.2.0

February 1, 2023

Welcome to Quirk! In this latest release, we’ve made some updates like: - Use a date selector to see your spending from previous months - Added a new “Learn” tab full of financial education content - Fixed various bugs our users have reported! - Made improvements on design and loading throughout the app

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User reviews

Most RecentHighest RatedLowest Rated

Good App, but now it’s crashing

I began using the app at the beginning of the year, them i fell of, then i started again and now its october, it crashes whenever i change a category of money, idk why, please fix it i really do love it!
chimsom🍏❤️chimsom🍏❤️

Compared to what is in the market…

You are doing fabulously with the UX; the content is tidy, well structured, and very easy to navigate. I like the personality test you got too.

I hope you will not overprice your subscription in the future or overload your UI with tons of unnecessary financial advertisements as others do.

You are the best in the market by far, despite being at the starting point. Comparing you to big ones out there without mentioning names (I have tried all of them, trust me)

However, I will not be switching anytime soon to use your services fully; right now, I am using an offline app that allows me to be in control, offers a lot of customization, and even allows me to connect real-time investments like stocks, although I would love to automate the process.

Most of my spendings happen using different credit cards and banks which Plaid (the service you use for open banking) does not provide yet.

I have Monzo, Starling, American Express, although my usual daily expenses do not happen on those accounts, only savings and income, and just some spendings, like groceries on the last.

I appreciate that you allow the creation of manual accounts, but that’s not enough considering that I can’t add manual spendings within that account. I would love to see improvement over time as I see potential here.

I checked that services like reporting rent payments to credit bureaus will be coming soon, and I am awaiting that; I already use a different provider, but considering that at some point in time you have me covered in all financial aspects, I will start using you as my daily driver.
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hadriandiemhadriandiem

Response from developer

Hi there! Thank you so much for this very constructive feedback - it's super helpful, especially since we are in the early stages. If you are up for it - would love to chat with you in more detail and get your thoughts on some of the features we are currently working on. You can email us at hello@quirk.money so we can set something up.

Great personal finance app

This app has been really helpful - it’s allowed me to track and keep on top of my expenses across all accounts. It’s easy to use and has helped me build up my savings.
Danii VeeDanii Vee

Love the personalisation element!

So happy to see an app finally has tailors their service to the customer, and not just give general money advice!
Hue LouisHue Louis

14.5

when is this going to be working on 14.5? haven’t been able to get passed the log in screen after i put my email address in for months now, got a email from support said they know about that issue but it’s been months now and still no luck getting to log in
ollyb1ollyb1

Response from developer

Hi - very sorry to hear that you are still unable to login to the app! We did release a fix after your support request a few months ago and mistakenly thought it had been resolved. If you are still facing the issue please update to the latest version on the apple store, which is version 3.2.0. We would also recommend resetting your passcode when signing in to the app by selecting the "forgot passcode" text and then trying to login. If this doesn't resolve it please reach out to us again at hello@quirk.money and we will fix this right away!

FAQ

What is Quirk's money personality test?

Quirk offers a unique personality test developed with experts to help you understand your money personality type. This test reveals what influences your financial behavior, empowering you to gain better control over your finances.

How does Quirk track spending?

Instead of restrictive budgets, Quirk allows you to set spending goals focused on categories important to you. You can align these goals with your payday to clearly see how much you have left to spend.

Can I connect my bank accounts to Quirk?

Yes, Quirk safely and securely connects to your checking, savings, and credit accounts for a complete financial overview. You can also manually add investment accounts and loans.

What kind of financial education does Quirk provide?

Quirk offers a step-by-step plan to boost your financial health, educating you on topics like investing, IRAs, credit scores, and loans. You can complete goals and milestones to improve your financial literacy.

Is Quirk safe and secure?

Quirk uses read-only access to your financial data and encrypts information with bank-level security standards. The developer states they do not sell personal data to anyone.

Does Quirk have ads?

No, Quirk does not contain advertisements. The app is free to use and does not display ads to its users.

What devices does Quirk support?

Quirk is available for iPhone and iPod devices. It is designed for users within the Apple ecosystem.

How often is Quirk updated?

The latest version of Quirk is 4.2.0, and it was last updated on February 1, 2023. This indicates regular updates to improve functionality and security.