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Rata y Fina: Expense Tracker

Rata y Fina: Expense Tracker

Save money, your way

8 ratings
3 reviews
🌟 Lifestyle
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • July 13, 2026
  • September 7, 2026

Features

Developer

Lucas Gemperle Ortiz
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Rata y Fina: Expense Tracker screenshot #1 for iPhone
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About

This app helps you understand where your money goes each month with a straightforward, visual approach. Choose how it communicates financial truths, from supportive to unfiltered, and track expenses quickly. Set savings goals and monitor progress with clear statistics.

✓Expense and income tracking
✓Customizable communication tones
✓Visual statistics and charts
✓Savings goal setting and progress tracking
✓Monthly spending and savings forecasts
✓Data privacy (on-device storage)
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What's New in Rata y Fina

6.1.0

September 7, 2026

¡We heard you! You sent us hundreds of ideas for this version. We listened to every single one… and they're ALL in. I spot your fixed costs. If something repeats every month, I put it in front of you. One tap and I remind you. What you have left per day. On Home, what you have per day until your next payday, minus fixed costs and goals. What hurt most, at the top. Your month's list is sorted by that again, not by whatever you logged last. Movement by movement. Can't remember where you filed it? Tap the little number by your list to see them all. All your accounts, together. Pick "All accounts" in the picker and see your balance and spending added up. Your year, in two numbers. Two yearly figures in your payments: living, and subscriptions. I hold it for 48 hours. Fallen in love? Tell me before you pay: after 48 h I ask if you still want it. Pay with your savings. With PRO: check "Paying this from my savings" and it comes out of the goal. And so many more that don't fit on this list… go find them

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Subscription plans

Fina PRO Annual

All PRO features for 12 months

$24.991 Year
How to cancel Rata y Fina subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Útil y práctica

Desde hace años estaba buscando una aplicación fácil de usar porque no sabía dónde se estaba yendo mi dinero y con esta aplicación se a donde se va cada centavo. Me ayuda a organizarme es Muy útil! 🩷
Maleja.restMaleja.rest

SCAM

SCAM — DO NOT WASTE YOUR MONEY

I feel completely scammed by this app. I paid $30 for it, and out of nowhere, it stopped working from one day to the next. Absolutely terrible experience. I do NOT recommend this app at all. Please don’t get scammed like I did and don’t waste your money!
CotepondsCoteponds

Práctica

Me gusta
1RAMG211RAMG21

FAQ

What is Rata y Fina?

Rata y Fina is a finance app designed to help users understand their spending habits. It offers features like expense tracking, customizable communication styles, and savings goal setting, with a focus on visual clarity and user privacy.

How does Rata y Fina handle my data?

Your financial data belongs only to you. All data is stored locally on your device, and the developers do not see or share your expenses. There are no accounts or registration required.

What are the subscription options for Rata y Fina?

Rata y Fina offers two subscription plans: Fina PRO Weekly for €3.99 per week and Fina PRO Annual for €29.99 per year. A subscription is required to unlock all features beyond the free version's single category limit.

Can I cancel my Rata y Fina subscription?

Yes, you can manage or cancel your subscription at any time through your App Store account settings. The subscription will automatically renew unless canceled at least 24 hours before the current period ends.

What are the different communication styles in Rata y Fina?

Rata y Fina offers three communication tones: 'Good Vibes' for supportive, non-judgmental guidance; 'Klartext' for witty, honest advice like a best friend; and 'Ohne Filter' for brutally honest, unfiltered truths.

How often is Rata y Fina updated?

The app was last updated on July 19, 2026, with version 2.0.0. This indicates a recent update, suggesting ongoing development and support for the application.

Is Rata y Fina suitable for younger users?

Rata y Fina has an age rating of 9+. This suggests it is designed to be understandable and usable by individuals aged 9 and above, making it accessible for many younger users interested in managing their finances.

What devices does Rata y Fina support?

Currently, Rata y Fina is supported on iPhones. Users with other Apple devices like iPads or Android phones may not be able to download or use the application at this time.