
Raydient
Making Personal Finance Easy.
About
This financial toolkit helps students master their money through intentional spending, goal-oriented saving, and market education. Track expenses, monitor balances, and visualize savings progress with a risk-free stock market simulator.
What's New in Raydient
1.1
June 26, 2026
A bolder Raydient is here. We rebuilt the app from the ground up with a fresh, redesigned look and packed it with new ways to grow your money skills. The Stock Simulator just got serious Practice investing risk-free with real market-style mechanics: • Short selling — bet against stocks and profit when they fall • Limit, stop, and take-profit orders — trade like a pro, on your terms • Pending orders that execute automatically as the market moves, with swipe-to-cancel • Watchlists — star the stocks you care about and track them at a glance • A redesigned trade screen with clean Buy, Sell, Short, and Cover tabs Compete with everyone Investing is better with rivals: • Join stock competitions and climb live leaderboards • Discover open competitions or jump in instantly with an entry code • Track your rank in real time as the market shifts • Switch seamlessly between your personal portfolio and any competition Smarter budgeting • Set up your pay cycle so your budget matches how you actually get paid • Scan receipts with your camera — we read the total on-device, instantly • Track spending, hit savings goals, and watch your net worth grow Earn your Rayting Build real financial habits and watch your score climb as you budget consistently and invest wisely. Learn as you go Fresh financial tips and articles, plus easy in-app access to our Terms and Privacy Policy. Smoother, faster, and more powerful than ever. Update now and take control of your money.
MoreFAQ
What is Raydient?
Raydient is a free financial toolkit designed for students. It helps you manage your money through budgeting, saving for goals, and practicing investing with a stock market simulator.
Is Raydient secure?
Yes, Raydient is secure and fully encrypted. It is built to protect your financial information while providing a seamless user experience on iOS devices.
What kind of financial goals can I track with Raydient?
You can track any savings milestone, such as saving for a first vehicle, a semester abroad, or a security deposit. The app provides a visual map of your progress.
How does the stock market simulator work?
The stock market simulator uses live market data and virtual currency, allowing you to test investment strategies risk-free. You can see how your portfolio would perform in real time before investing real money.
What devices does Raydient support?
Raydient is optimized for a seamless iOS experience and is available on iPhone and iPad.
How often is Raydient updated?
The latest version of Raydient is 1.1, and it was last updated on June 26, 2026. Updates are released to improve functionality and add new features.
What is the age rating for Raydient?
Raydient has an age rating of 12+, making it suitable for high school students and older.
Does Raydient have ads?
No, Raydient does not contain advertisements. It is a completely free application focused on providing a clean and uninterrupted user experience.




