RenewalGuard

Subscriptions don't overcharge you. They out-wait you. The trial you forgot converts. The annual plan renews at a price that quietly went up. The gym you stopped visiting charges again — because cancelling needed 3 days' notice and nobody told you until it was too late. RenewalGuard is not a subscription tracker. Trackers tell you when you'll be charged. RenewalGuard makes sure every recurring payment gets a DECISION before it charges — and then closes the loop: cancellation done, proof saved, refund chased, savings counted. EVERY PAYMENT GETS A DEADLINE • A decision date before each renewal — you choose how far ahead • The LAST SAFE CANCEL DAY: the real deadline, including notice periods, shown on every card • A traffic-light view of your whole list: red for critical, amber for this week, green for safe • Trials tracked separately, with a warning before they convert to paid NUDGES THAT DON'T GIVE UP • Daily reminders from your decision date until you decide — they never quietly stop • In the final days, urgent nudges repeat at every time you set: miss the morning one, the evening one catches you • Alarm mode: every nudge delivered loud and Time-Sensitive, cutting through Focus modes • The only off switch is the mute button on each payment — your choice, made deliberately CLOSE THE LOOP, KEEP THE EVIDENCE • Decided to cancel? RenewalGuard keeps nudging until you attach proof — a confirmation number or screenshot, stored in the proof vault • Expecting money back? The refund tracker follows the expected date, nudges when it's overdue, and warns before your card-dispute deadline • Every cancellation feeds your savings ledger — the number that makes this app pay for itself INSIGHTS THAT ACTUALLY THINK • What your subscriptions cost per day, month, year — and over the next five if you change nothing • A spending trend rebuilt from your real billing dates, six months back and six forward • A savings line that only climbs, a category donut, the next six months of actual charges • Plain-language recommendations: the price hike worth pushing back on, the three overlapping streaming services, the payment you rated 1/5 but still pay for, the money already kept in your pocket • Tap any payment for its own cost story: per-day cost, total paid since signup, share of your burn PRIVATE BY ARCHITECTURE, NOT BY POLICY • No account. No bank login. No email scanning. Ever. • Everything lives on your device — the only network traffic is the App Store itself • Automatic backups to a folder YOU choose (pick iCloud Drive and they sync), as JSON or CSV, on your schedule — with a reminder if you haven't set one up • Restore any backup with one tap: merge into current data or start fresh. Moving phones is painless • Export everything anytime. Your data is yours; leaving is easy — which is why you'll stay ALWAYS AT A GLANCE • Home and lock-screen widgets: a next-charge countdown gauge, open decisions, savings ledger • A Monday digest notification with your week's numbers and a chart of where the money goes • One audit day a year: a single reminder to review everything and cut the dead weight • Search, sort any way, or arrange cards in your own order FREE VS PRO — NO TRICKS Free guards 2 payments with every feature above. Pro removes the limit and adds escalating multi-time nudging, the proof vault, refund tracking, and full savings history. One yearly price or one lifetime purchase — an app built to fight subscription creep will not sell you a monthly subscription. Start with the two payments that scare you most. RenewalGuard will make sure they never surprise you again. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mapyourtech.com/renewalguard/privacy.html