Rento calculadora

Rento is the ultimate real estate profitability calculator, designed by and for investors looking to make smart decisions based on real data. Avoid inaccurate calculations and last-minute surprises. With a dark, minimalist, and intuitive interface inspired by the highest aesthetic standards, Rento lets you accurately break down the viability of any rental property purchase. What can you calculate with Rento? • PURCHASE DATA: Enter the purchase price and select your state. Rento automatically applies the corresponding property transfer tax (ITP) rate, adding notary, registry, renovation, and real estate agency fees. • DETAILED FINANCING: Set up your mortgage by adjusting the loan-to-value (LTV) ratio, term in years, annual nominal interest rate, appraisal value, and administrative fees. • RENT AND ACTUAL EXPENSES: Set the estimated rent and enter community fees, property tax (IBI), and insurance (home, life, and rent default), along with key provisions such as maintenance costs and vacancy periods (5% annually recommended). • TAX IMPACT AND TAXES: Rento estimates your income tax bracket and applies the 50% tax deduction for residential rental, calculating the deductible depreciation of the property (3% formula). Instant ratios and metrics you’ll receive: • ROCE (Return on Capital Employed) under Conservative and Optimistic scenarios. • Annualized Gross and Net Return. • Exact Annual and Monthly Net Cash Flow. • Complete breakdown of contributed equity (the actual initial capital required). Analyze your next real estate investment with professional-level precision. Rento puts the power of an expert spreadsheet in your pocket with the simplicity of a state-of-the-art mobile app.