Repocket: Sub-Account Tracker

Your bank gives you pockets so your money can do different jobs. Sometimes one pocket covers for another. Repocket keeps a tally of those moments, and when it's time to settle it shows exactly what to move back. Repocket is the ledger for what you borrowed from yourself. Log the borrow in one sentence: paid from Vacation, covering for Groceries, $30. Repocket derives the rest: which pocket owes which, how much, since when. When you move the money back at the bank, log the return. The row disappears. Everything is square. Repocket keeps one thing: the entries you log. Your entries sync to your private iCloud. Repocket is free with 3 active pockets, and the free tier is the whole ledger: log borrows and returns, see what each pocket owes, settle, and export to CSV or JSON. One purchase adds unlimited pockets, the Home Screen widgets (settle a debt with one tap, right on the widget), Siri and Shortcuts, and stats. Your ledger stays either way. Your pockets can live at your bank, in a spreadsheet, or in envelopes. Repocket never connects to any of them.