Love this approach to money
easy to use
Free
In-App Purchases
About
This app helps you understand and change your spending habits by connecting your mood, habits, and goals to your purchases. It offers automatic tracking, adaptive budgeting, and rewards for positive financial behaviors.
✓Behavioral Insights
✓Goal-Directed Saving
✓Habit Rewards
✓Adaptive Budgeting
✓Automatic Tracking
✓Spending Analytics
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What's New in Retain
1.0.1
October 16, 2026
• Sleep insights: connect Apple Health to see how your sleep affects your spending, in the new Sleep vs Spending card and in your Spending Readiness score. • Minor bug fixes
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Subscriptions & In-App Purchases
Monthly Plan
Unlocks all content
$14.991 Month
7 Days trialUser reviews
FAQ
What is Retain's main focus?
Retain focuses on understanding and changing your money habits by connecting your mood, habits, and goals to your spending patterns. It aims to help you build wealth by addressing the root causes of financial decisions.
How does Retain help with impulse spending?
Retain redirects the impulse to buy something unnecessary towards a goal you care about. It provides the same rush of satisfaction but with a real, positive financial result.
Can I set my own savings goals with Retain?
Yes, Retain allows you to pick a percentage of your income you want to save. The app then builds your budget around this number and adjusts it as your income or spending changes.
Does Retain require manual transaction entry?
No, Retain automatically pulls in your income, expenses, and savings, eliminating the need for manual entry or guesswork. You can easily fix any miscategorized items in just two taps.
How does Retain ensure user data privacy and security?
Retain states that your data is encrypted and never sold. The app prioritizes privacy and security for all user information.
What makes Retain different from other finance apps?
Unlike many finance apps that stop at transaction tracking, Retain connects your mood, habits, and goals to your spending. This allows you to identify and address spending patterns before they become costly.
Is Retain available on multiple devices?
Based on the provided data, Retain is currently supported on iPhone devices.
When was Retain last updated?
Retain was last updated on September 11, 2026, with its latest version being 1.0.
