RetireIQ Pro
401k, Drawdown & Monte Carlo
Price history
About
Plan your retirement with advanced tools used by financial planners. Model 401(k) growth, plan your spending in retirement, and run simulations to understand potential outcomes. Compare different strategies and export your plans.
What's New in RetireIQ Pro
2.1
September 30, 2026
Try Monte Carlo free! Run a full simulation with your own numbers and see your plan's chance of success: no purchase needed. Plus clearer results and bug fixes.
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FAQ
What is RetireIQ Pro?
RetireIQ Pro is a financial planning tool that allows users to model their retirement savings growth, plan spending in retirement, and run simulations to assess success probabilities. It offers features similar to those used by professional financial planners.
How does RetireIQ Pro handle my financial data?
RetireIQ Pro is designed with privacy in mind. Your financial data stays on your device and syncs privately through your iCloud account. It is never sent to the developers. You can also enable Face ID or passcode lock for added security.
What are the costs associated with RetireIQ Pro?
RetireIQ Pro is free to download and offers full access to its 401(k) growth and drawdown calculators. A one-time purchase is required to unlock advanced features like Monte Carlo simulations, strategy comparisons, and PDF/CSV export.
Does RetireIQ Pro offer a subscription model?
No, RetireIQ Pro does not use a subscription model. The core features are free, and advanced functionalities are unlocked with a single, one-time purchase.
What devices does RetireIQ Pro support?
Currently, RetireIQ Pro is supported on iPhones. The app was last updated on July 11, 2026, indicating ongoing development and potential for future platform expansion.
How often is RetireIQ Pro updated?
The latest version of RetireIQ Pro, 2.0, was released on July 11, 2026, shortly after its initial release on July 8, 2026. This suggests a recent and active development cycle for the application.
Is RetireIQ Pro suitable for beginners in financial planning?
While RetireIQ Pro uses tools similar to financial planners, its detailed modeling and simulation features may be best suited for users who have a foundational understanding of financial concepts. The app provides a powerful way to explore various retirement scenarios based on user inputs.
What kind of financial planning does RetireIQ Pro focus on?
RetireIQ Pro focuses on long-term retirement planning. This includes modeling the growth of retirement accounts like 401(k)s and IRAs, planning how to withdraw funds during retirement, and assessing the probability of financial success through simulations.
