Retirement ChezMoi

- Built for Canadians: RRSP/RRIF, TFSA, LIRA/LIF, non-registered, cash and debts, with CPP/QPP, OAS and the tax tables of every province. - Retire on your terms: at the age you choose, when your savings reach a goal, or when they can pay the income you want. The app finds the date. - Year by year, every dollar: a clear table and charts of income, withdrawals, taxes and spending until 95. - Stress-tested: 500 market scenarios give your odds of success, and the changes that would improve them most (retire later, spend less, delay CPP and OAS, work part-time…). - Track your real savings: enter your balances, or import them from your spreadsheet, and see your trend to retirement. - Smart withdrawals: RRIF and LIF minimums, pension splitting, OAS recovery, and strategies to keep your taxes level (spread RRSP withdrawals, one account at a time, or top up to a target income). - Private by design: no account, no ads, no tracking. Your plan is encrypted with your password and synced only through your own iCloud. Optional Face ID / Touch ID. - Try ideas safely: snapshots keep every version of your plan. - iPhone, iPad and Mac, in English and French. - iPhone Duo Ready !