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Retirement Income Planner

Retirement Income Planner

Optimize income, save on taxes

28 ratings
6 reviews
🔧 Utilities
💰 Finance

Archived App (Last seen on 2 Oct 2025)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • July 2, 2020
  • February 11, 2022

Features

Developer

45 Adapter LLC
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Retirement Income Planner screenshot #1 for iPhone
Retirement Income Planner screenshot #2 for iPhone
Retirement Income Planner screenshot #3 for iPhone
Retirement Income Planner screenshot #4 for iPhone
Retirement Income Planner screenshot #5 for iPhone
Retirement Income Planner screenshot #6 for iPhone
Retirement Income Planner screenshot #7 for iPhone
Retirement Income Planner screenshot #8 for iPhone
iphone
ipad
🧾$3.99
In-App Purchase↘︎
⭐6
Reviews↘︎
🔄1+ apps
Alternatives↘︎
❓8 answered
FAQ↘︎
📦w/o updates
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Plan your retirement income, optimize savings, and minimize taxes with advanced financial algorithms and a Monte Carlo simulator. This app keeps your data private and secure on your device, offering customized plans based on your risk tolerance and financial situation.

✓Income planning by risk level
✓Monte Carlo analysis for risk assessment
✓Federal tax estimation and optimization
✓Retirement income modeling
✓Private and secure, data stays on device
✓Tax optimizer to save money
Show original description

What's New in Retirement Income Planner

1.0.18

February 11, 2022

Increase your retirement income, save money on taxes, and make your savings last longer. Changes in this version: * Fixed scenario where upgrade purchase price could be listed incorrectly Thank you for using Bonfire Retirement Planner! Don't hesitate to contact us with feedback or questions about using the app by email at support@bonfireplan.com.

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1

In-App Purchases

$3.99

Planner Pro

Advanced planner options for income and taxes

User reviews

Most RecentHighest RatedLowest Rated

Really like this app

Been playing with it, comparing to other Monte Carlo sims. Very nice. Is there an option or possible future field to add “in Todays Dollars”? Would be helpful in estimating Median Balances after inflation.
Farmer Dead4528759Farmer Dead4528759

Great App!

This is a good Monte Carlo simulator, playing with different income strategies like you have seen before. I’m trying to find documentation on average returns before and after? Also would like to see a selection to view present vs future end value. I appreciate this app and enjoy the scenarios.
Farmer Dead4528759Farmer Dead4528759

Stuck on start year 2025

Nothing I can do to change it. So calculator is useless
nayfanuelnayfanuel

Response from developer

I’m sorry to hear that you’re having trouble selecting the start year. This should be editable in the Profile section of the application. Tapping the date shown for the start year should make it editable (using the standard Swift UI date selector). Email us at support@bonfireplan.com and we can help you with this.

First look looks good

Simple interface and rapid response provides results that are in line with another monte carlo retirement simulator that I use. I’m interested in trying the paid version but have a few questions:
1) Does paid version allow for adding in large item spends for specific years after retirement?
2) Can output be printed or viewed on a larger screen
3) Can scaling of graphs be modified?
All in all the free version is a really nice job.
Show more
DougRB734DougRB734

Response from developer

Thanks for the feedback! You can handle expenses by entering income items with a negative dollar amount. This can be done for a single year or may span multiple years for things such as college expenses. Our roadmap includes providing the ability to export data and graphs, but that feature has not been implemented yet. The graphs scale when the app runs on larger devices. You can zoom in on the graphs using the iOS accessibility zoom feature, but the app doesn't support scaling the graphs on its own. Don't hesitate to contact us at support@bonfireplan.com with additional questions or feedback. Thanks!

Piece of crap

Even after paying for the 9.99 upgrade nothing works. FRAUD!!!!!
desertman00200desertman00200

Response from developer

I'm sorry to hear this and would like to help get things working for you! The upgrade makes additional financial strategies available to the planner but doesn't change the basics of how the app works. After entering your information, did you re-run the planner by pressing the 'Update Plans' button on the Home screen? You can email us at support@bonfireplan.com and we'll help walk you through things.

Developer apps

1040 Tax Planner
1040 Tax Planner

by 45 Adapter LLC

💰 Finance

(2)

Free
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FAQ

What is Retirement Income Planner?

Retirement Income Planner is a finance app designed to help users optimize their retirement income, extend the life of their savings, and minimize taxes through advanced planning algorithms and a Monte Carlo simulator. It offers customized plans based on individual risk tolerance and financial situations.

Is Retirement Income Planner free to use?

Retirement Income Planner offers a range of free features, including income planning, Monte Carlo analysis, federal tax estimation, and retirement income modeling. Paid features are available for users who wish to access advanced options like data export and specific withdrawal strategies.

What are the paid features in Retirement Income Planner?

Paid features in Retirement Income Planner include the ability to export plan data via email, cost basis tracking in asset accounts, and advanced withdrawal strategies such as 'Fixed Percent', 'Ceiling / Floor', 'Proportional' sequencing, 'Early Tax-Deferred' sequencing, and 'Fill 15% Tax Bracket' sequencing.

How secure is my financial data with Retirement Income Planner?

Retirement Income Planner prioritizes user privacy and security by requiring no account creation or login. All financial data entered into the app stays on the user's device, ensuring it remains private and secure.

Does Retirement Income Planner have ads?

Retirement Income Planner is ad-free. The app does not contain advertisements, allowing users to focus on their financial planning without interruption.

On which devices can I use Retirement Income Planner?

Retirement Income Planner is available on iPhone, iPad, and iPod. The app is designed to be compatible with Apple's iOS ecosystem.

How often is Retirement Income Planner updated?

The latest version of Retirement Income Planner is 1.0.18, which was last updated on February 11, 2022. Users can expect updates to improve functionality and address any issues.

What is the age rating for Retirement Income Planner?

Retirement Income Planner has an age rating of 4+. This indicates that the app is suitable for users aged four and older, making it accessible for a wide range of individuals planning for their future.