RetirePlan

RetirePlan

by Keltin Enterprises

121 ratings
88 reviews
$4.99
In-App Purchases

Details

  • Released
  • Updated
  • May 11, 2011
  • November 26, 2025

Features

RetirePlan screenshot #1 for iPhone
RetirePlan screenshot #2 for iPhone
RetirePlan screenshot #3 for iPhone
RetirePlan screenshot #4 for iPhone
RetirePlan screenshot #5 for iPhone
RetirePlan screenshot #6 for iPhone
RetirePlan screenshot #7 for iPhone
iphone
ipad
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About

This application helps users plan for retirement by answering key financial questions. It allows for detailed input of financial data, assumptions, and expenses to visualize retirement scenarios and assess their viability. Users can explore different variables with interactive sliders and access detailed reports and simulations.

βœ“Retirement financial planning
βœ“Interactive data input and assumptions
βœ“Visual graph projections
βœ“Adjustable sliders for scenario testing
βœ“Detailed yearly spreadsheet view
βœ“Monte Carlo simulation for success likelihood
βœ“Customizable settings for spouse, Social Security, and inflation
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What users say

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What's New in RetirePlan

2.0.11

November 26, 2025

Major new features have been added! Monte Carlo Simulation Cost Basis Support ROTH Conversion Event Drag and Drop ordering of Events Performance improvements and bug fixes

More
5

In-App Purchases

$1.99

5 additional scenarios

Increase the number of available saved scenarios from 3 to 8.

Charts

Top Paid

πŸ“‰Β 62-1

Finance

This app dropped -1 position in Finance chart.

Last updated on July 22, 2026.

User reviews

Useless outside US

Not relevant outside US and not made clear in description

Don't waste your money

This is worse than just a spreadsheet using basically excel calculations. No Monte Carlo, no sequence of returns, no configuration of failure modes. Huge ripoff, avoid

It keeps getting worse

This was a great app 10-15 years ago when I bought it. Easy to use, didn’t require an account (wherein my data can be stolen) and didn’t lose my spreadsheets. This latest revision undid all that. Numbers I’d entered years ago are lost and now I can’t see how that plan worked out. Navigating is more difficult; I can’t just type in a number but have to use their goofy and uncontrollable slider. The y-axis scale changes as I enter new data. This app just keeps getting worse with every revision and it’s time I found a new one. You should, too.
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An Outstanding Aid to Retirement Planning

I made a previous, positive review of this app, but now that I have had an opportunity to play more with it I owe it to the author to expand my review. This app allows you to factor in market corrections, major crashes, and changes in portfolio rates of return as one gets older. In addition, it allows the user to factor in a variety of future expenses and income streams. For the small cost this planning app is an essential tool for evaluating risk tolerance scenarios and life changes. I recommend it to everyone.
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New design

I use to love this app and found it very useful. I wish I had not downloaded the update. The new version is terrible and not user friendly.

User experience

🐞

Reported Bugs

9 issues

App freezes and becomes unresponsive

Bug

Data from previous versions lost after updates

Bug

Y-axis scale changes unexpectedly during data entry

Bug

Slider controls are unresponsive or difficult to use

Bug

Orientation issues switching between portrait and landscape

Bug

MacOS version has sizing issues and artifacts

Bug

Unexplained savings increase at age 69 despite depleted funds

Bug

Rate of return not properly applied to all investment types

Bug

Support email address no longer functional

Bug
✨

Requested Features

15 requests

Monte Carlo simulation for variable market returns

Feature

Sequence of returns risk analysis

Feature

Different retirement dates for spouses

Feature

Different rates of return for different asset types

Feature

Required Minimum Distribution (RMD) calculations

Feature

Roth IRA conversion planning

Feature

Survivor benefits for pensions

Feature

Spouse pension income support

Feature

Tax rate customization

Feature

Withdrawal rate display

Feature

Web-based or native MacOS application

Feature

Detailed help documentation for calculation methodology

Feature

Ability to designate different tax rates for different income sources

Feature

Support for employer pension inputs

Feature

Historical market data integration

Feature

FAQ

What does RetirePlan do?

RetirePlan is an iPad application designed to help users answer critical questions about their retirement finances. It allows you to input your financial data and assumptions to generate projections and assess the viability of your retirement plan.

What are the key features of RetirePlan?

Key features include interactive data input with adjustable sliders, visual graph projections of your plan's success, a detailed yearly spreadsheet view, and a Monte Carlo simulator to assess the likelihood of your plan succeeding. You can also customize settings for spouse, Social Security, inflation, and add various income and expense scenarios.

How much does RetirePlan cost?

The application is free to download and use, but it offers in-app purchases. This suggests that while core functionality may be available for free, certain advanced features or content might require an additional purchase.

What kind of questions can RetirePlan answer?

The app is designed to answer questions such as 'When can I retire?', 'How much do I need to save each year?', 'How much money will I receive annually in retirement?', and 'How long will my money last during retirement?'

Can I share my retirement plan results?

Yes, you can email your retirement plan results directly from the application. This allows you to share your projections and analysis with financial advisors, family members, or for your own records.