RewardSmart - Card Rewards
Best Card for Every Purchase
About
This app intelligently recommends the best credit card for every purchase to maximize cashback, points, and miles. It analyzes your card's true value, tracks annual fees, and provides real-time suggestions to optimize your spending.
What's New in RewardSmart
1.3.1
June 10, 2026
Fixed Plaid integration Improved cashback tracking Improved UX on Feed screen
MoreSubscription plans
Elite Annual
All Elite features for a year. Save 25%.
FAQ
Does RewardSmart have ads?
Yes, RewardSmart contains advertisements to support its free service.
What are the subscription options for RewardSmart?
RewardSmart offers an Elite Monthly plan for $4.99 and an Elite Annual plan for $44.99, providing enhanced features.
How does RewardSmart calculate the true value of my credit cards?
RewardSmart calculates the true return on investment by factoring in rewards earned versus annual fees, spending caps, and sign-up bonuses.
Can I add custom credit cards to RewardSmart?
Yes, RewardSmart allows you to add any credit card with your own reward rates, in addition to over 300 pre-loaded popular cards.
How does RewardSmart notify me about annual fees?
RewardSmart provides notifications 30 days before your card's renewal date, helping you decide if the card's value exceeds its fee.
What devices does RewardSmart support?
RewardSmart is available for iPhone and iPad devices.
Is my financial data safe with RewardSmart?
Yes, RewardSmart states that it never accesses your actual credit card numbers or financial accounts, keeping your data on your device.
How often is RewardSmart updated?
The latest version, 1.3.1, was released on June 10, 2026, indicating regular updates to the application.