RewardTide
Your Credit Card Advisor
About
This app helps you maximize credit card rewards by suggesting the best card for each purchase. It offers a gamified simulator for strategy training and an AI advisor for personalized advice. Track your rewards and identify missed opportunities with private analytics.
What's New in RewardTide
1.1
March 15, 2026
RewardTide is here. This version introduces the core experience: • Instant best-card recommendations • Wallet Score to analyze your credit card strategy • Rewards tracking with efficiency insights • Ponchik AI for personalized rewards advice Built to help you maximize points, miles, and cash back.
MoreSubscription plans
Premium
Ad-free experience with extended AI access
Developer apps
FAQ
Does RewardTide have ads?
No, RewardTide does not contain advertisements. The app is free to download and use, with optional premium features available through a subscription.
How does RewardTide work without bank connections?
RewardTide operates 100% manually. Users add their credit cards directly into the app, and the intelligent engine then calculates the best card for maximizing rewards based on current multipliers and bank rules.
What is Ponchik Combat in RewardTide?
Ponchik Combat is an arcade-style simulator within RewardTide designed to hone financial instincts. It presents real-world scenarios and challenges to help users practice choosing the right cards for expenses and mastering payment strategies.
What kind of advice can I get from Ponchik, the AI advisor?
Ponchik, powered by Gemini 2.5 Flash, can answer questions about which card to use at specific merchants, how to reach sign-up bonuses faster, and which card offers the best travel protection, all based on your digital wallet.
What information is available on the RewardTide dashboard?
The 'Premium Noir' dashboard displays rewards earned, lifetime points gained, missed reward opportunities ('The Gaps'), and your Rewards Efficiency Score and 'Tide Level' to show the extra value your strategy is generating.
Which countries does RewardTide support?
RewardTide has extensive support for credit cards from the USA, Canada, and India, with a global card database to assist users in these regions.
What are the subscription details for RewardTide?
RewardTide offers a Premium subscription for $6.99 per month, providing access to advanced features and an enhanced experience beyond the free tier.
How often is RewardTide updated?
The latest version of RewardTide is 1.1, and it was last updated on March 15, 2026. Updates typically focus on improving features and ensuring reliable performance.