Richer: Budget & Finance

RICHER: Personal Finance App for Individuals & Families - No Google Ads (Privacy-First) - No Monthly Fees (Pay Once, Own Forever) - Works 100% Offline - Encrypted Local Storage MULTIPLE PROFILES - ONE APP - Perfect for couples, families, or individuals managing multiple finances - Each profile has its own accounts, budgets, and financial goals - No sharing between profiles unless you choose to - Cross-device sync coming soon EXPENSE TRACKER & BUDGET PLANNER - Categorize every transaction (food, transport, bills, shopping, etc.) - Set monthly budgets and track spending in real-time - Visual progress bars show remaining budget at a glance DEBT TRACKER -- SMARTER THAN OTHER APPS - Debts and receivables directly linked to your wallet or bank account balance - Balance updates automatically when debt is recorded or settled - Share your debt list as an image straight to WhatsApp -- chase payments effortlessly - Full details in one view: name, amount, due date, and status - A debt tracking feature most personal finance apps simply don't have FINANCIAL GOALS TRACKER - Create custom saving goals (vacation, emergency fund, house, etc.) - Link multiple wallet accounts or bank accounts to a single goal - Track savings progress visually and in real-time COMPLETE MONEY MANAGEMENT - Track bank accounts, e-wallets, and cash in one place - Manage recurring expenses automatically - Detailed charts and financial visualizations MULTI-CURRENCY SUPPORT - IDR, USD, SGD, and more with live daily exchange rates - Each wallet account has its own currency, convert amounts instantly - Perfect for digital nomads managing multiple currencies PRIVACY-FIRST -- YOUR DATA IS YOURS - All data stays on your device -- never sent to any server - Works fully offline, no account required - Military-grade encryption for sensitive financial data - Optional Google Drive backup for peace of mind SECURITY YOU CAN TRUST - PIN & biometric lock (fingerprint/face recognition) - No trackers, no ads, no data sales -- ever CELEBRATE YOUR FINANCIAL MILESTONES - Earn achievements when you stay on budget or hit savings targets - Share milestones to Instagram or TikTok -- no amounts shown, only percentages PERFECT FOR: - Couples managing household budget separately on their own device - Families with members tracking money independently - Individuals keeping personal & business finances separate - Freelancers needing a simple personal finance tracker - Digital nomads managing multiple currencies - Privacy-conscious users who don't want their data sold WHY RICHER IS DIFFERENT: Multi-profile finance, automatic debt tracking, goals tracker, fully offline, no cloud servers. The only money management app that keeps your financial life completely private. QUICK START: 1. Launch app and follow onboarding 2. Add your accounts (bank, e-wallet, cash) 3. Track expenses and set your monthly budget 4. Reach your financial goals Download Richer today -- the personal finance app built for privacy. Questions? Check our FAQ or contact support.