RMD Forecaster
Forecast future RMD amounts.
About
This app forecasts future Required Minimum Distribution (RMD) amounts and retirement account balances. It helps visualize how your IRA/401K might grow or shrink over time based on your anticipated market returns. Use it to explore different financial scenarios for your retirement planning.
What's New in RMD Forecaster
1.0
April 1, 2026
Developer apps
FAQ
What is RMD Forecaster used for?
RMD Forecaster helps you estimate future Required Minimum Distribution (RMD) amounts and project how your retirement account balances might change over time. It uses your input for current balance, birth date, and anticipated market returns to simulate these financial scenarios.
How does RMD Forecaster calculate future RMDs?
The app utilizes the IRS Distribution Period table to determine the required withdrawal percentage each year. It subtracts the calculated RMD from the account balance and then applies your anticipated stock market rate-of-return to forecast the remaining balance's growth for the next year, repeating this process annually.
Can RMD Forecaster predict exact future account balances?
No, RMD Forecaster provides an indication of future trends rather than exact predictions. The accuracy depends on the anticipated stock market rate-of-return, which is a user-entered estimate and may not reflect actual future market performance.
Does RMD Forecaster provide financial or tax advice?
No, RMD Forecaster is intended for informational purposes only and does not provide financial, legal, or tax advice. Users should consult with a qualified tax professional or financial advisor for decisions based on the forecasts.
What information do I need to use RMD Forecaster?
To use RMD Forecaster, you need to enter the current year, the owner's date of birth, the prior end-of-year IRA/401k account balance, and your anticipated stock market rate-of-return for the future.
Is RMD Forecaster available on multiple devices?
Based on the information provided, RMD Forecaster is supported on iPhone, iPad, and iPod devices. It is designed for use within the Apple ecosystem.
How often is RMD Forecaster updated?
The latest version of RMD Forecaster is 1.0, and it was last updated on April 1, 2026. This indicates it is a relatively new application with its initial release.
What is the age rating for RMD Forecaster?
RMD Forecaster has an age rating of 17+. This suggests that the content or complexity of the application is deemed appropriate for users aged 17 and older.
