Rooted: Budget & Money Coach
Savings advice, no bank link
About
This free budgeting app helps teens and young adults understand their spending, build healthy financial habits, and plan for the future. It offers personalized advice, debt payoff strategies, and educational tools without requiring bank linking or subscriptions.
What's New in Rooted
1.8
August 26, 2026
Learn how cryptocurrency actually works, without the hype. • New: a full lesson on cryptocurrency, blockchain and decentralized finance. It starts from the original 2008 Bitcoin paper and explains what it is, how it works, why people use it, and how the scams operate. • Built on official sources: the FDIC, SEC, FTC and IRS for the risks, and MIT and Princeton course material to go deeper. • Rooted never tells you to buy any cryptocurrency. This is here so you understand it, and can spot a scam, before anyone asks you for money. • Ask Rooted now explains crypto questions too, and answers read more naturally.
MoreFAQ
Does Rooted have ads?
No, Rooted is completely ad-free. The app is designed to be a private and distraction-free experience for users managing their finances.
How much does Rooted cost?
Rooted is a free application. There are no hidden fees, no premium tiers, and no subscriptions required to use its full functionality.
Is Rooted safe to use?
Yes, Rooted is designed with privacy as a core feature. Your financial data stays on your device, and the app does not link to bank accounts, ensuring your information is not shared or seen by the developers.
What devices does Rooted support?
Rooted is available for iPhone, iPad, and iPod devices. It is designed to provide a seamless experience across Apple's mobile ecosystem.
How often is Rooted updated?
The latest version of Rooted is 1.7, and it was last updated on July 23, 2026. This indicates a commitment to ongoing development and improvements.
What financial principles does Rooted follow?
Rooted's guidance is grounded in trusted financial education frameworks, including the CFPB Financial Well-Being Framework and the FDIC Money Smart for Young Adults curriculum.
Can Rooted help with debt?
Yes, Rooted helps users beat debt faster by visualizing payoff dates, calculating interest costs, and recommending which debts to prioritize. It covers credit cards, student loans, and car loans.
What languages does Rooted support?
Rooted is fully translated into both English and Spanish, offering a comprehensive experience for a wider range of users without relying on machine translation.