
Details
About
This app enables quick, secure, and cashless transactions using QR codes. It also offers digital ATM cash withdrawals and a loyalty program for earning rewards and exclusive discounts.
What's New in RTN Smart
1.4.9
April 9, 2026
We're excited to announce some new features that will make your app experience even better! • Bug fix and improvement
User reviews
Developer apps
FAQ
What is RTN Smart?
RTN Smart is the USA's first QR payment system, allowing users to make cashless and contactless transactions using their phones. It also features digital ATM withdrawals and a loyalty program.
How does RTN Smart work?
The app uses QR codes to simplify payments. Users scan a QR code at merchants to instantly complete transactions, which contain all necessary details like amount and merchant ID.
Can I withdraw cash with RTN Smart?
Yes, RTN Smart offers RTN Digital ATM functionality, allowing you to withdraw cash from thousands of approved locations using your phone's QR code scanner.
What are the benefits of the RTN Loyalty Program?
The RTN Loyalty Program lets you earn reward points with each transaction. You can access exclusive coupons, gift cards, and special discounts, saving money with every purchase.
Is RTN Smart secure?
The app is described as simple, fast, and secure, providing a worry-free payment experience for users whether they are paying at a store or withdrawing cash.
What devices does RTN Smart support?
RTN Smart is available for iPhone, iPad, and iPod devices.
How often is RTN Smart updated?
The latest version is 1.4.9, and the app was last updated on April 9, 2026, indicating regular updates to ensure functionality and security.
What is the age rating for RTN Smart?
RTN Smart has an age rating of 17+, suggesting it is intended for mature users due to its financial transaction capabilities.




