Rune: Credit Rewards

Rune: Credit Rewards

Which card should you use?

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Free

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Details

Released
October 28, 2026
Updated
October 30, 2026

Features

Rune: Credit Rewards screenshot #1 for iPhone
Rune: Credit Rewards screenshot #2 for iPhone
Rune: Credit Rewards screenshot #3 for iPhone
Rune: Credit Rewards screenshot #4 for iPhone
Rune: Credit Rewards screenshot #5 for iPhone
Rune: Credit Rewards screenshot #6 for iPhone
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About

Rune tells you which credit card to use, right when you're about to pay. Made for U.S. credit cards, including the popular ones. WHICH CARD? Search a store, brand or category, or pick from the stores around you. Rune finds the best card among the ones you own and shows the estimated return and why. YOUR CARDS Add the cards you hold. Only your own cards are compared. TRAVELING ABROAD Pick where you're spending. Rune counts foreign-spending bonuses and subtracts foreign transaction fees. REWARD SETTINGS Tell Rune about bank tiers like BofA Rewards and the categories you picked on cards like Cash+ or Citi Strata, and they are included in the estimate. Rent through Bilt is counted too. BONUSES THAT NEED ACTIVATING Rotating 5% categories only earn once you activate them. Rune reminds you each quarter, shows what a card earns now and after you activate it, and counts bonuses that stack with a card's everyday rate. REMINDERS • Annual fees coming up • Statement credits that reset soon • 5/24 rule count FAMILY SHARING Share cards with family and see whose name each card is under, so whoever is at the store knows which card to use. Each person gets their own 5/24 count. Reminders are shared too, so a credit isn't used twice. PRIVATE Use it without an account, or sign in with Apple or Google to back up your cards. Your location stays on your phone. No ads and no third-party tracking. Rune is an independent app and is not affiliated with any card issuer. Rates and benefits come from public sources and can change; check your issuer before relying on them.
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What's New in Rune

1.2

October 30, 2026

• Reward settings: tell Rune about your bank tiers and the categories you picked (U.S. Bank Cash+, Citi Strata, Amex Business Gold, Bilt Obsidian), and the answer follows. The number you can pick matches each issuer's limit. • Bilt cards and rent: paying rent through Bilt with an Atmos card is counted, minus the 3% fee. Other cards show no rent rate, since paying rent by card usually costs a fee. • Family reminders are shared: when someone uses a credit or activates a bonus, everyone sees who did, so nobody uses it twice. Viewers can see and mark them too. • Adding a card? Pick the applicant, so one person can add cards under another family member. • Send feedback from Settings, report wrong data from a result or card, or ask for a missing card. • Adding a card you already hold asks for its application month, so two copies stay separate. • Fix: tapping a category in All categories or a store in See all nearby did nothing.

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