Ruvi: Budget & Subscriptions

BACKUPS Ruvi now saves a copy of all your data on your iPhone every day. In Settings → Data you can export a full backup or a CSV and restore it — merging with what's on the phone or replacing everything. After a fresh install, restore right from the welcome screen. TRIP MODE Spending abroad is counted in the local currency, with the rate pinned when the trip starts — so it works with no signal. You see the amount in your own currency straight away. NEW IN ANALYTICS • Month recap: days within your limit, what you saved, records you broke • Balance forecast: what's left at the end of the period, counting the bills still to come • Month calendar: every day against its own limit • Subcategories: tap a category to see what the money went on • Spending by tags: an expense with two tags is no longer counted twice MORE • The review queue: everything waiting on your answer, in one place • Budget shows what your fixed payments add up to and looks ahead into next month • New filters: "food and transport in September" • A fire that grows with your streak • A Done button above every number pad FIXES • Streaks no longer break while you're still logging — one lost to that bug comes back on its own • Restoring from iCloud no longer brings back old data or phantom subscription charges • Subscriptions billed on the 29th–31st no longer slip to the 28th • Confirming a recurring payment no longer leaves a duplicate • The app language now applies to every screen • Better stability on iOS 27 and with long histories HEADS UP: SOME NUMBERS MAY CHANGE • Transfers between accounts in different currencies are now credited at the exchange rate — the receiving account's balance may change • Your daily limit is worked out more precisely: next month's payments and income no longer affect this month • Existing loans are now costed from what you still owe — interest, payoff date and extra-payment savings may change