This personal finance app prioritizes your privacy by keeping your financial data on your device or in your encrypted iCloud. It offers robust budgeting, forecasting, and reporting tools, with optional bank syncing and receipt scanning.
1.3.4
September 21, 2026
Updated legal entity and support links to Gallahadd Software LLC (gallahadd.com). Same SAFE Budget privacy-first budgeting experience.
Create and edit your budget on all devices.
$29.99
SAFE Budget Plus Lifetime
Unlock creating and editing your budget forever.
SAFE Budgeting prioritizes privacy by operating no financial-data servers. Your ledger is stored locally and synced via encrypted iCloud fields. Advanced Data Protection further enhances end-to-end encryption for your data.
Yes, SAFE Budgeting supports bank syncing via SimpleFIN or by using your own Plaid developer keys. Credentials are kept secure in your Keychain and synced via iCloud Keychain. SimpleFIN and Plaid are independent services authorized by you.
No, SAFE Budgeting does not contain advertisements. The app is free to download and use, with optional in-app purchases for advanced features.
SAFE Budgeting offers extensive planning tools including loan and debt payoff strategies (avalanche vs. snowball), mortgage analytics, tax projections, retirement and 401(k) projections, and savings goal solvers.
Yes, SAFE Budgeting supports household sharing through Apple's CloudKit sharing. You can invite a partner and control access with owner, editor, and guest permissions.
You can snap a receipt and use the on-device OCR powered by Apple's Vision framework to read it. Purchases can be split line-by-line into different categories, and you can track warranties with expiry notifications.
SAFE Budgeting offers a 'SAFE Budget Plus' subscription at $9.99 per year, which includes a 1-month free trial. This subscription likely unlocks additional features or capacity beyond the free tier.
SAFE Budgeting is available on Mac, Apple Watch, iPhone, and iPad, allowing you to manage your finances across your Apple ecosystem.
