Free
In-App PurchasesWith Ads
About
This app provides a single, clear daily spending number after accounting for bills, savings, and a safety buffer. It offers bank connection or manual entry, cash flow forecasting, and an AI Money Coach to answer financial questions in plain English.
✓Daily safe spending number
✓Bank connection or manual entry
✓Cash flow forecasting
✓AI Money Coach
✓Debt payoff planner
✓Goal setting
✓Family and couples plan
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+4
What's New in Safe to Spend 365
1.0.103
November 5, 2026
This update includes important bug fixes, performance improvements, and calculation fixes to make Safe to Spend 365 more reliable and easier to use.
8
Subscriptions & In-App Purchases
Pro · Monthly
Monthly Pro: AI Coach + more. Billed Monthly
$4.991 Month
7 Days trialUser reviews
Developer apps
FAQ
What is the main purpose of Safe to Spend 365?
Safe to Spend 365 provides a single, clear number each day indicating how much money you can safely spend after accounting for essential bills, savings, and a safety buffer for unexpected expenses.
How does Safe to Spend 365 handle my financial data?
You can connect your bank account using Plaid for automatic data import, or choose to enter your financial information manually. Bank connections are read-only and use bank-grade encryption for security.
Does Safe to Spend 365 have ads?
Yes, Safe to Spend 365 contains advertisements.
What are the subscription options for Safe to Spend 365?
Safe to Spend 365 offers several subscription plans, including 'Pro' and 'Family & Partner' options, available on a monthly or annual basis. Many plans include a free trial period.
Can I use Safe to Spend 365 for debt payoff?
Yes, Safe to Spend 365 includes a debt payoff planner that supports both the Avalanche and Snowball methods to help you manage and accelerate your debt repayment.
Does Safe to Spend 365 support multiple currencies?
Yes, Safe to Spend 365 supports 40 plus currencies and 8 languages, with live foreign exchange conversion capabilities.
Is Safe to Spend 365 suitable for couples or families?
Yes, Safe to Spend 365 offers a 'Family and Couples Plan' that allows up to 5 people to share a household budget without merging individual accounts.
How often is Safe to Spend 365 updated?
The latest version of Safe to Spend 365 is 1.0.103, and it was last updated on November 5, 2026. Updates typically occur to improve features and reliability.
