Salary Cal

Find out exactly what you'll take home from your UK salary. Salary Cal is a free, easy-to-use calculator that shows your net pay after all deductions - Income Tax, National Insurance, student loan repayments, and pension contributions - based on the latest 2024/25 HMRC tax rates and thresholds. FEATURES ◆ Instant Take Home Pay Enter your gross annual salary (£1,000 to £200,000) and get an immediate breakdown of your net pay. View results annually, monthly, or weekly. ◆ Full Deductions Breakdown See exactly where your money goes with a clear, colour-coded breakdown of every deduction including Income Tax, National Insurance, student loans, and pension. ◆ Tax Region Support Calculate for England, Wales & Northern Ireland or Scotland, each with their own tax band structures. ◆ Pension Contributions Choose from multiple pension options: None, Salary Sacrifice, Auto-Enrolment, or a custom percentage of gross salary. ◆ Student Loan Repayments Support for all UK student loan repayment plans (Plan 1, 2, 4, 5) and Postgraduate Loan deductions. ◆ Tax Band Breakdown See how your income is split across different tax bands and your effective tax rate as a percentage of gross pay. ◆ Save Calculations Bookmark and save multiple salary calculations to compare different scenarios and revisit them later. ◆ Built-in Glossary Not sure what Personal Allowance or National Insurance means? The built-in glossary explains all key financial terms in plain English. ◆ Dark Mode Full dark mode support for comfortable use in any lighting condition. ◆ iPhone & iPad Beautifully designed native interface optimized for both iPhone and iPad. CALCULATIONS INCLUDE - Income Tax (all bands) - National Insurance contributions - Student Loan repayments (Plan 1, 2, 4, 5) - Postgraduate Loan repayments - Pension contributions (Salary Sacrifice / Auto-Enrolment / % of Gross) - Personal Allowance tapering - Scottish tax rates TAX REGIONS - England, Wales & Northern Ireland - Scotland (six-band system) IMPORTANT DISCLAIMER This app provides estimated calculations for illustrative purposes only. Results should not be treated as financial, tax, or legal advice. Always consult HMRC or a qualified accountant for your specific circumstances. Download Salary Cal now and take control of your finances!