Best apps like SALT Crypto Loans

10+ similar apps compared and reviewed

4.3 avg rating
10 free apps
Updated September 2026

Whether you want more options like SALT Crypto Loans or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to SALT Crypto Loans

Lava: Bitcoin Finance#1

Lava: Bitcoin Finance by Lava Global Inc.

Borrow, earn & spend globally
Editor's Choice
πŸ’° Finance
4.6😊(174 ratings)
Free
Lava: Bitcoin Finance screenshot 1
Lava: Bitcoin Finance screenshot 2
Lava: Bitcoin Finance screenshot 3
Lava: Bitcoin Finance screenshot 4
Lava: Bitcoin Finance screenshot 5
Lava: Bitcoin Finance screenshot 6

Unlock your Bitcoin's value without selling it. Securely borrow dollars using your Bitcoin as collateral with a flexible line of credit. Access funds instantly, earn yield on cash, and spend globally with a dedicated card.

What We Love

  • πŸ‘ Intuitive and user-friendly interface
  • πŸš€ Fast loan approval and processing
  • πŸ’‘ Innovative crypto-backed loans
  • πŸ’° Cashback on purchases
  • πŸ“ˆ Yield on dollars
  • 🌐 Seamless global spending
  • βœ… Simple KYC verification
  • πŸ’¬ Responsive customer support (for some)
  • ✨ Polished UI/UX
  • πŸ’° Unlocks liquidity from Bitcoin
  • πŸ’Έ Zero-cost global money transfers
  • πŸ”’ Self-custody features
  • πŸš€ Fast and easy to use
  • 🌟 Game-changer for Bitcoin users
  • πŸ’‘ Practical and rewarding alternative to points
  • πŸ’― Best Bitcoin app by far
  • 🌟 Best crypto tool
  • πŸš€ Springboard to a better future
  • ✨ Smooth and easy to use
  • πŸš€ Great way to spend crypto
  • πŸ‘ Great product and wonderful experience
  • πŸ‘ App looks nice and works
  • πŸ‘ Best app ever
  • πŸ‘ Best finance app
  • πŸ‘ This app rocks
  • πŸ‘ Exciting times, game changer
  • πŸ‘ Total game changer
  • πŸ‘ Amazing app
  • πŸ‘ Legit app, changing Bitcoin game
  • πŸ‘ Awesome trading app
  • πŸ‘ Does what it says on the tin
  • πŸ‘ Awesome app, user friendly
  • πŸ‘ Stellar, best Bitcoin product
  • πŸ‘ Best self-custody app
  • πŸ‘ Actual DeFi app that works
  • πŸ‘ Cool app and easy to use for Bitcoiners
  • πŸ‘ Incredible platform to unlock BTC
  • πŸ‘ Robust security features
  • πŸ‘ Best instant transfer
  • πŸ‘ Top product, self-custody
  • πŸ‘ Awesome idea, spectacular premise
  • πŸ‘ Crypto wallet for long term

Room to Improve

  • πŸ› Serious support issues with fund recovery
  • πŸ› Slow and limited customer support
  • πŸ› Funds stuck after wrong-token deposit
  • πŸ› No clear resolution for deposit mistakes
  • πŸ› Lack of transparent recovery process
  • πŸ› No reliable escalation path for support
  • πŸ› User funds can remain stuck
  • πŸ› High fees (e.g., 3.5% spread on buy)
  • πŸ› Poor exchange rates for buying Bitcoin
  • πŸ› App won't open after updates
  • πŸ› No access to Bitcoin when app is down
  • πŸ› Dropped self-custody model
  • πŸ› Custodian model causes loss of funds
  • πŸ› Expensive (e.g., 2% origination fee)
  • πŸ› Cannot repay loan at any time
  • πŸ› Slow access to dollars after collateral posted
  • πŸ› Not trustworthy with large amounts yet
  • πŸ› Support not responsive (for some)
  • πŸ› Wallet balance vanished after update (for some)
  • πŸ› Can't help if no seed phrase
Debifi#2

Debifi by GMI SOFT LIMITED

Debifi.com: auth & keyholder
Strong Contender
πŸ’° Finance
2.3(3 ratings)
Free
Debifi screenshot 1
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Debifi screenshot 5

This application provides secure access to a decentralized finance platform. It facilitates easy sign-up and login, ensuring private keys remain on your device and all communications are encrypted for enhanced security.

Unchained: Bitcoin Finance#3

Unchained: Bitcoin Finance by Unchained Capital, Inc.

Vaults, IRAs, Loans, Trading
Worth Considering
πŸ’° Finance
4.8(74 ratings)
Free
Unchained: Bitcoin Finance screenshot 1
Unchained: Bitcoin Finance screenshot 2
Unchained: Bitcoin Finance screenshot 3
Unchained: Bitcoin Finance screenshot 4
Unchained: Bitcoin Finance screenshot 5

Securely manage your Bitcoin with collaborative custody vaults, tax-advantaged IRAs, and Bitcoin-backed loans. This platform offers expert support, direct trading to cold storage, and a seamless inheritance plan for your digital assets.

More apps like SALT Crypto Loans

4
Fold: Bitcoin Personal Finance
Fold: Bitcoin Personal Finance
Fold: Bitcoin Personal Finance
Buy btc and earn daily rewards
Free

Manage your dollars and bitcoin seamlessly. Buy, sell, and send bitcoin with no fees for premium members. Earn bitcoin rewards on everyday expenses, bills, and gift cards. Enjoy banking features like early direct deposit and insured custody for both USD and bitcoin.

Buy, sell, and send bitcoinPay bills with account and routing numbersEarn up to 1.5% back on bills
πŸ’° Finance
(2.3K)
freemium
5
Nunchuk Bitcoin Wallet
Nunchuk Bitcoin Wallet
Nunchuk Bitcoin Wallet
Multisig self-custody
Free

This app offers advanced multisig security for Bitcoin, allowing users to protect their wealth by eliminating single points of failure. It prioritizes privacy with zero KYC and enables collaborative custody for managing funds with others. Secure your legacy with inheritance planning tools and connect your hardware wallets.

Advanced multisig securityZero KYC privacyCollaborative multi-user custody
πŸ’° Finance
(552)
free
6
Bitcoin Libre
Bitcoin Libre
Bitcoin Libre
Fast Bitcoin and Tether
Free

Manage your Bitcoin and Tether securely and quickly. Send, receive, and swap cryptocurrencies instantly with no fees. Maintain full control of your private keys and funds directly from your phone.

Secure Bitcoin and Tether managementSend and receive with no feesInstant cryptocurrency swaps
πŸ’° Finance
(426)
free
7
Strategy
Strategy
Strategy
by MicroStrategy Inc.
Free

This app provides MSTR investors with key financial data, including price movements, volatility, and debt offerings. It also allows for market comparison against major indices and the Magnificent Seven, with easy sharing of insights.

MSTR KPIs trackingPrice and volatility monitoringDebt offering insights
πŸ’° Finance
(32)
free with in-app purchases
8
AQUA Wallet
AQUA Wallet
AQUA Wallet
Bitcoin and Layer 2 Wallet
Free

Manage Bitcoin and Layer 2 assets with speed and flexibility. This app offers self-custody, seamless transactions on Lightning and Liquid, and native Tether USDt support. Access a marketplace of financial services and on-ramps for a global financial passport.

Self-custody BitcoinLightning and Liquid transactionsNative Tether USDt support
πŸ’° Finance
(76)
free
9
PointPay・Cryptocurrency Wallet
PointPay・Cryptocurrency Wallet
PointPay・Cryptocurrency Wallet
Buy, manage and track crypto
Free

This app allows users to easily buy, manage, and track various cryptocurrencies. It offers a convenient platform for beginners to enter the crypto market, with options to purchase digital assets using credit cards and mobile payment services. Users can also earn daily interest on their holdings and stake specific tokens for additional benefits.

Buy Bitcoin, Ethereum, and other cryptocurrenciesAccepts credit cards, bank transfers, Apple Pay, Google PayEarn daily interest on crypto assets
πŸ’° Finance
(695)
free
10
Cropty wallet – Bitcoin & USDT
Cropty wallet – Bitcoin & USDT
Cropty wallet – Bitcoin & USDT
Friendly crypto wallet
Free

Manage a variety of cryptocurrencies including Bitcoin, Ethereum, and USDT. Earn interest on your assets through crypto loans and deposits, and grow your holdings with a referral program. The platform offers advanced security and a user-friendly interface for a seamless crypto management experience.

Store Bitcoin, Ethereum, USDT, BNB, and moreSupport for ERC20, BEP20, and TRC20 tokensEarn interest with crypto loans and deposits
πŸ’° Finance
(210)
free