SampattiTrack: Money Tracker

SampattiTrack is a privacy-first personal finance manager built on simple, reliable double-entry bookkeeping. Track accounts, cards, loans, income, expenses, investments, recurring payments, budgets and goals in one place. See your net worth, cash flow and portfolio without a spreadsheet. YOUR LEDGER STAYS WITH YOU Everything is stored on your device and every calculation runs there. There is no sign-up and no login. SampattiTrack never receives your accounts, transactions or balances. Turn on iCloud and your ledger syncs between your own devices through your private iCloud database, which the developer cannot read. The app contacts the internet only for public reference data, such as fund NAVs and stock prices, and those requests never include your personal finance data. SMART IMPORT Bring in a statement from your bank, card or investment account as a CSV, a PDF or a photo. SampattiTrack reads the text on your device, matches each row to your accounts and shows you the result to check before anything is added to your ledger. FINANCIAL HEALTH See your savings rate, spending ratio, emergency runway and income mix, calculated from your own transactions. Nothing is uploaded. WHAT-IF SIMULATOR Try different monthly savings, returns and time horizons and see a range of possible outcomes for your wealth. It is a simulation, not a promise. ASK YOUR MONEY Ask in plain words: "How much did I spend on food since June?" or "What's my net worth?" SampattiTrack works out what you mean, shows how it understood the question so you can correct it, and calculates the answer on your device from your own ledger, with a chart and the matching transactions. It uses Apple Intelligence where available, or your own AI provider if you add one, and a basic on-device parser otherwise. MONTHLY AND YEARLY RECAP See your month or year at a glance: top spending categories, savings rate, net worth change and your best-performing investment. Share it as an image card. Amounts are hidden unless you choose to show them. SMART REMINDERS A weekly spending summary, budget alerts at 80% and 100%, bills due tomorrow, goal milestones and a month-end recap. All worked out on your device. Choose which ones you get and at what time. WHAT YOU CAN DO • Double-entry ledger with accounts, categories, tags and splits • Net worth, cash flow, and a calendar of spending and bills • Budgets, goals, recurring transactions and subscriptions • Credit card and loan tracking, with bill reminders • Investment holdings for mutual funds, stocks, gold and other assets, with allocation, SIPs and XIRR • Smart import of bank, card and trade statements from CSV, PDF and photos, with on-device text recognition, and a review step before anything is added • Back up or restore your whole ledger as a file • Scan receipts with on-device text recognition • Turn bank messages into transactions through Shortcuts • Smart suggestions for categories and accounts, on device with Apple Intelligence, or with your own AI provider if you choose • Financial Health: savings rate, spending ratio and emergency runway, from your own ledger • What-If Simulator: project your wealth under assumed savings and returns • Alerts for unusual spending, duplicate charges and subscription creep • Ask questions about your money in plain language, also from Siri and Shortcuts • Monthly and yearly recap cards to share, with amounts hidden by default • Reminders for bills, budgets, goals, weekly spending and month end, each one optional • App Lock with Face ID, plus Siri, Shortcuts and Spotlight support • Works worldwide, with light and dark themes • Available in English, हिन्दी, Español, Deutsch, العربية, Português and 日本語 SampattiTrack is a record-keeping and planning tool. It does not provide investment, tax, legal or financial advice. Market data is provided for information only and may be delayed.