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Sats Terminal: Buy Bitcoin

Sats Terminal: Buy Bitcoin

BTC Loans, Earn, Spend & Save

3 ratings
2 reviews
💰 Finance
Free

Details

Released
August 20, 2026
Updated
October 27, 2026

Features

Developer

subly
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About

Manage your Bitcoin finances with this self-custodial app. Borrow against your Bitcoin, earn on stablecoins, buy Bitcoin with various payment methods, and spend globally with gift cards or prepaid cards.

✓Borrow against Bitcoin
✓Earn on stablecoins
✓Buy Bitcoin
✓Spend globally with gift cards
✓Self-custodial asset control
✓Loan liquidation risk analysis
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+1

What's New in Sats Terminal

1.0.4

October 27, 2026

Version 1.0.4 adds confirmation with Face ID or your app PIN for sensitive actions, balance privacy toggle, and improved language support. We also fixed card funding sheets and keyboard behavior, improved wallet sending and account refresh, added clearer Earn deposit requirements, and strengthened startup reliability.

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User reviews

Most RecentHighest RatedLowest Rated

Great team and great support

App has great support and can do everything I would ever need
RRishabhjava

Response from developer

Thanks for the kind words! Glad our team could help and that Sats Terminal has what you need. We really appreciate the support.

Great BTC app with lots of potential

Been using Sats Terminal and so far, I’d give it 4/5.

I like how it brings BTC borrowing, buying, spending, and earning interest on BTC and USDC into one platform.

It’s also user friendly, so even new users can easily find their way around.

Solid idea with plenty of room to grow.
OOnlytraderx

Response from developer

Thanks for the honest feedback! Glad you’re finding Sats Terminal easy to navigate. We’d love to hear what feels missing or could work better as we keep improving the app.

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FAQ

What is Sats Terminal?

Sats Terminal is a self-custodial Bitcoin finance app that allows users to borrow against Bitcoin, earn on stablecoins, buy Bitcoin, and spend globally. It aims to simplify Bitcoin finance by consolidating these features into one platform.

How does borrowing work with Sats Terminal?

You can borrow against your Bitcoin without selling it. The app automatically routes your loan requests to the best current market rates across supported lenders. It also provides tools to monitor loan health and liquidation risk.

Can I earn interest on my stablecoins with Sats Terminal?

Yes, you can earn on USDC by putting stablecoins to work across supported markets. The app offers no lockups, no minimums, and no deposit limits, allowing you to track live positions and overall portfolio performance.

How can I buy Bitcoin with Sats Terminal?

You can buy Bitcoin using cards, Apple Pay, or bank transfers through supported checkout partners. The app displays fees clearly before you confirm transactions, ensuring transparency.

What are the spending options with Sats Terminal?

Sats Terminal offers spending options through gift cards from over 6,000 merchants in 180 countries, as well as US and international prepaid card options. This allows for global spending flexibility.

Is Sats Terminal secure and self-custodial?

Yes, Sats Terminal is fully self-custodial, meaning you control your assets throughout the experience. No counterparty holds your coins, and the app provides app lock, account controls, and support links for enhanced security.

What is the update frequency for Sats Terminal?

Sats Terminal was last updated on September 4, 2026, with version 1.0.2. This indicates a recent update, suggesting ongoing development and maintenance by the developer, subly.

What devices does Sats Terminal support?

Sats Terminal is available for iPhone and iPod devices. The app is rated for users aged 17 and older, aligning with its financial and potentially complex features.