Savings: AI Expense Tracker

Savings gives you a simple, beautiful view of your money — one clean screen, one honest score. Snap a receipt, type "lunch 250," or ask a question — on-device AI does the rest. Completely private. SCAN A RECEIPT OR TRANSFER SLIP WITH AI Point your camera at a receipt or transfer slip, or pick a photo, and on-device AI reads the total, date, and merchant — the image never leaves your iPhone. Auto-scan logs receipts when you open the app. First scans free. QUICK ADD — JUST TYPE IT Type plain words — "lunch 250," "taxi 80" — and Savings logs it in one tap, filling in the amount and category. A fast parser handles it free; AI steps in for anything trickier. AI ASSISTANCE Chat with an on-device financial guru that answers from your spending, budgets, goals, and debts. First messages free. Plus an AI Summary of your month, with a tip. YOURS, EVERYWHERE Native on iPhone, iPad, Mac, and Apple Vision Pro — plus a free Apple Watch app with your score, plan rings, Quick Add, and complications. Everything syncs through your own iCloud. KNOW YOUR SCORE Every transaction rolls into a single 0–100 score for the cycle — the share of your income you actually saved. One glance shows if you're on track: Excellent, Good, Fair, or at Risk. A BUDGET PLAN THAT KEEPS UP Split your income into Needs, Wants, and Savings — 50/30/20, 70/20/10, 60/20/20, or your own split. Needs and Wants are shared budgets: you choose which categories, custom ones included, spend from each. Savings is your monthly target. Track Plan vs Actual, your spending pace, and the last 6 months, and edit any month's plan. Pick the day your month starts. A DASHBOARD THAT GOES DEEP A configurable grid of cards shows totals, averages, category breakdowns, a spending map, and trend graphs. Filter by cycle, year, a custom range, or all time. LOG IN SECONDS Pick a category, type the amount, tag the place — done. Or ask Siri. CATEGORIES THAT FIT YOU Beyond the built-ins, create your own — name it, pick an icon, choose its type — free and unlimited. They work everywhere. SAVE, INVEST & SET GOALS Set money aside as Savings — kept, not spent, so your score stays honest. Track returns as Capital Gain, by amount or an estimated %. Build long-term goals like an emergency fund, and choose whether each contribution counts toward your monthly savings target. DEBT TRACKING Track credit cards and loans, with effective or flat interest. Record a payment in one tap, see your next due date, and watch your debt-free date get closer. RECURRING, DONE RIGHT Rent, salary, subscriptions — set them once and they repeat. Edit or delete one occurrence, all, or just future ones. REMINDERS THAT KEEP YOU ON TRACK Set a reminder so a bill never slips, and opt into a daily nudge to log spending plus a daily score summary. HOME & LOCK SCREEN WIDGETS Free widgets at a glance — saving score, cycle overview, savings, debts, latest transactions, your Needs & Wants plan, and Quick Add. PRIVATE BY DESIGN No account. No tracking. Even the AI runs on your device — your finances never touch our servers, only your private iCloud. Export to CSV any time; full backups keep your photos, notes, and settings. Lock it with a passcode, Face ID, or Touch ID. SPEAKS YOUR LANGUAGE Fully localized in 15 languages, each with matching currency. FREE TO USE The full app — scoring, logging, calendar view, savings & goals, debt tracking, dashboard, budget plan, recurring, CSV export, widgets, app lock, Quick Add, and 20+ categories — is free. Optional one-time unlocks add more: • Receipt Scanning & AI Quick Add — unlimited AI receipt & slip scanning, AI Quick Add, and auto-scan (first uses free) • AI Assistance — unlimited chat with your on-device financial guru (first messages free) • All Widgets — every advanced dashboard card, chart & breakdown • Category Pack — every specialized income & spending category No subscriptions. Buy once, keep forever. Start today — snap, type, ask, save, and watch your score climb.