Savvy — AI Expense Tracker

Savvy — AI Expense Tracker

Say it. Your budget updates.

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1 review
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • August 4, 2026
  • September 8, 2026

Features

Savvy — AI Expense Tracker screenshot #1 for iPhone
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About

Effortlessly track your spending by speaking or photographing receipts. An AI coach analyzes your habits and provides insights, while customizable budgets and goal tracking help you manage your finances. Enjoy privacy with no sign-up required.

Voice-activated expense logging
On-device receipt scanning
AI spending analysis and coaching
Customizable budgets and goals
Calendar heatmap for spending
Split bill functionality
Privacy-focused with no sign-up
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What's New in Savvy

1.1.6

September 8, 2026

What's New – Insights — a new section in Statistics that reads your spending. When your budget runs out at this pace, where you spent most this month, which categories have climbed for months, and repeat payments that never got set up as recurring. Unlocks with PRO. – Category budget alerts — get told when a category limit like Food or Cafés passes 80% and 100%, not just your overall budget. – A switch for budget alerts — Notifications now has its own Budget row, separate from fixed expense reminders. – Duplicate detection — write down something a card text already recorded and Savvy asks first. It asks, it doesn't block. Improvements – Assets opens much faster. It now draws first and fills in prices after, instead of waiting for every quote. On weekends it keeps Friday's close instead of asking again. – Card text recording was rebuilt against real messages. It now reads the different wording each issuer uses — Samsung, Hyundai, KB, Shinhan, Hana, NH, Citi — including single-line formats and check card texts. – The setup guide has a new Sender step. Add your card company's number and the automation only runs on card texts, so the banner on every message goes away. – Backup and restore got safer. A failed restore can be rolled back, deleted data stays deleted, and backups made in the same moment no longer overwrite each other. – Fixed the bottom of the AI consent sheet being cut off. – Reopening the app reads your records faster still.

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Subscription plans

월 구독

PRO 기능 월 구독 · 언제든 해지

$0.991 Month
How to cancel Savvy subscription ⁉️
1

In-App Purchases

$17.99

평생 이용권

모든 PRO 기능을 한 번 결제로 평생 이용

User reviews

깔끔하고 좋아요!!👍

착한 가계부 쓰다가 눈에 띄어서 설치했는데 입력도 편하고 분석도 잘 해줘서 좋네요! 오래오래 쓰고싶어요!!
잘쓰겠습니다~

Developer apps

FAQ

How does Savvy track expenses?

Savvy allows you to log expenses by speaking them, photographing receipts which are read on-device, or by direct entry. It automatically categorizes transactions and dates them for you.

What kind of AI insights does Savvy offer?

Savvy acts as an AI coach, answering questions like 'where did most of it go this month?' based on your recorded data. You get 3 free AI insights per day, with more available in Savvy PRO.

Is Savvy secure and private?

Yes, Savvy prioritizes privacy with no sign-up required and your ledger living on your device. Only AI-needed data is sent, and there is no tracking for targeted ads. You can optionally lock the app with Face ID, Touch ID, or passcode.

What features are included in Savvy PRO?

Savvy PRO offers an ad-free experience, up to 10 AI coaching insights per day, theme colors, and CSV export. It is available as a monthly, yearly subscription, or a one-time lifetime pass.

How does Savvy handle split bills?

When splitting a bill, only your share counts towards your personal statistics, while the full amount remains on record. You can also generate thermal-receipt images of transactions to share.

Can Savvy help me save money?

Savvy helps you manage your finances with monthly budgets and alerts at 70/90/100% to prevent overspending. It also tracks assets and net worth, and offers a no-spend challenge to build good habits.

How often is Savvy updated?

The latest version is 1.1.2, and the app was last updated on August 12, 2026. Updates typically include new features, bug fixes, and performance improvements.

Does Savvy have ads?

The free version of Savvy contains non-personalized advertisements. To remove ads and access additional features, you can subscribe to Savvy PRO.