Savvy — AI Expense Tracker

Savvy — AI Expense Tracker

Say it. Your budget updates.

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1 review
Free
In-App PurchasesWith Ads

Details

Released
August 4, 2026
Updated
October 14, 2026

Features

Savvy — AI Expense Tracker screenshot #1 for iPhone
Savvy — AI Expense Tracker screenshot #2 for iPhone
Savvy — AI Expense Tracker screenshot #3 for iPhone
Savvy — AI Expense Tracker screenshot #4 for iPhone
Savvy — AI Expense Tracker screenshot #5 for iPhone
Savvy — AI Expense Tracker screenshot #6 for iPhone
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About

Effortlessly track your spending by speaking or photographing receipts. An AI coach analyzes your habits and provides insights, while customizable budgets and goal tracking help you manage your finances. Enjoy privacy with no sign-up required.

✓Voice-activated expense logging
✓On-device receipt scanning
✓AI spending analysis and coaching
✓Customizable budgets and goals
✓Calendar heatmap for spending
✓Split bill functionality
✓Privacy-focused with no sign-up
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What's New in Savvy

1.2.2

October 14, 2026

What’s New – Settlement details — View each participant’s payment status, amount, date and deposit account in the original expense detail. Mark payments as received or undo them there. – Points and pay money — Select points or pay money as the destination when recording income. – Participant management — Shared ledger creators can remove participants. Improvements – Asset amounts and history — Cash, checking accounts, points and pay money now use linked transactions to calculate their amounts. Existing amounts are preserved, and linked entries previously hidden by the tracking start date are shown. – Completed settlements — History keeps a completed status after all payments are received. Undoing a payment restores the pending status. – Settlement income — Payment details are grouped under the original expense instead of appearing as separate entries in the main history. They still count toward asset history and balances. – Entry authors — Shared entries retain their author information more reliably. – Widget wallet selection — Identify shared ledgers by name when choosing a widget wallet. – Asset management — Manage assets from the bottom of the list, with the duplicate Edit button removed.

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Subscriptions & In-App Purchases

월 구독

PRO 기능 월 구독 · 언제든 해지

$0.991 Month
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User reviews

깔끔하고 좋아요!!👍

착한 가계부 쓰다가 눈에 띄어서 설치했는데 입력도 편하고 분석도 잘 해줘서 좋네요! 오래오래 쓰고싶어요!!
잘쓰겠습니다~

Developer apps

FAQ

How does Savvy track expenses?

Savvy allows you to log expenses by speaking them, photographing receipts which are read on-device, or by direct entry. It automatically categorizes transactions and dates them for you.

What kind of AI insights does Savvy offer?

Savvy acts as an AI coach, answering questions like 'where did most of it go this month?' based on your recorded data. You get 3 free AI insights per day, with more available in Savvy PRO.

Is Savvy secure and private?

Yes, Savvy prioritizes privacy with no sign-up required and your ledger living on your device. Only AI-needed data is sent, and there is no tracking for targeted ads. You can optionally lock the app with Face ID, Touch ID, or passcode.

What features are included in Savvy PRO?

Savvy PRO offers an ad-free experience, up to 10 AI coaching insights per day, theme colors, and CSV export. It is available as a monthly, yearly subscription, or a one-time lifetime pass.

How does Savvy handle split bills?

When splitting a bill, only your share counts towards your personal statistics, while the full amount remains on record. You can also generate thermal-receipt images of transactions to share.

Can Savvy help me save money?

Savvy helps you manage your finances with monthly budgets and alerts at 70/90/100% to prevent overspending. It also tracks assets and net worth, and offers a no-spend challenge to build good habits.

How often is Savvy updated?

The latest version is 1.1.2, and the app was last updated on August 12, 2026. Updates typically include new features, bug fixes, and performance improvements.

Does Savvy have ads?

The free version of Savvy contains non-personalized advertisements. To remove ads and access additional features, you can subscribe to Savvy PRO.