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Effortlessly track your spending by speaking or photographing receipts. An AI coach analyzes your habits and provides insights, while customizable budgets and goal tracking help you manage your finances. Enjoy privacy with no sign-up required.
1.1.3
August 28, 2026
What’s New – Multiple wallets — create up to 4 wallets in different currencies. Each wallet has its own balance, budget, recurring transactions, goals, notifications and widget, with a quick switcher at the top. – Monthly report — turn a month’s spending into a shareable 4-page report card. – This-month widget — see this month’s spending as a grid and weekly trend right on your Home Screen widget. – Auto-record card texts — link your card issuer’s approval texts through Shortcuts and card charges get logged without opening the app. We walk you through setup on-screen. – Card installments — log installment purchases split by payment, and see exactly how much lands on each month’s bill. – Card balance tracking — turn it on and your unpaid card balance counts toward net worth, with upcoming payments shown on Home. You can also log payments you’ve made. – Card details — see your billing history as a chart and pull up any month’s statement. Improvements – Card statement photos — capture one photo and we recognize multiple lines at once. Previously only one line was recognized per photo. – Fixed the app freezing right after a PRO purchase. – Older backups now restore reliably, and fixed an issue where the ledger could fail to open in certain situations. – Transactions logged under a deleted category keep their original name. Previously the name could change. – Save failures now show a clear message instead of a raw system error. – Deleting an insurance policy or a recurring expense now asks for confirmation too. – Cleaned up the AI consent wording to match exactly what’s sent. – Fixed the bottom tab bar briefly not responding right after saving a transfer.
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Savvy allows you to log expenses by speaking them, photographing receipts which are read on-device, or by direct entry. It automatically categorizes transactions and dates them for you.
Savvy acts as an AI coach, answering questions like 'where did most of it go this month?' based on your recorded data. You get 3 free AI insights per day, with more available in Savvy PRO.
Yes, Savvy prioritizes privacy with no sign-up required and your ledger living on your device. Only AI-needed data is sent, and there is no tracking for targeted ads. You can optionally lock the app with Face ID, Touch ID, or passcode.
Savvy PRO offers an ad-free experience, up to 10 AI coaching insights per day, theme colors, and CSV export. It is available as a monthly, yearly subscription, or a one-time lifetime pass.
When splitting a bill, only your share counts towards your personal statistics, while the full amount remains on record. You can also generate thermal-receipt images of transactions to share.
Savvy helps you manage your finances with monthly budgets and alerts at 70/90/100% to prevent overspending. It also tracks assets and net worth, and offers a no-spend challenge to build good habits.
The latest version is 1.1.2, and the app was last updated on August 12, 2026. Updates typically include new features, bug fixes, and performance improvements.
The free version of Savvy contains non-personalized advertisements. To remove ads and access additional features, you can subscribe to Savvy PRO.