Savvy — AI Expense Tracker

Savvy — AI Expense Tracker

Say it. Your budget updates.

0 ratings
1 review
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • August 4, 2026
  • August 28, 2026

Features

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About

Effortlessly track your spending by speaking or photographing receipts. An AI coach analyzes your habits and provides insights, while customizable budgets and goal tracking help you manage your finances. Enjoy privacy with no sign-up required.

Voice-activated expense logging
On-device receipt scanning
AI spending analysis and coaching
Customizable budgets and goals
Calendar heatmap for spending
Split bill functionality
Privacy-focused with no sign-up
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What's New in Savvy

1.1.3

August 28, 2026

What’s New – Multiple wallets — create up to 4 wallets in different currencies. Each wallet has its own balance, budget, recurring transactions, goals, notifications and widget, with a quick switcher at the top. – Monthly report — turn a month’s spending into a shareable 4-page report card. – This-month widget — see this month’s spending as a grid and weekly trend right on your Home Screen widget. – Auto-record card texts — link your card issuer’s approval texts through Shortcuts and card charges get logged without opening the app. We walk you through setup on-screen. – Card installments — log installment purchases split by payment, and see exactly how much lands on each month’s bill. – Card balance tracking — turn it on and your unpaid card balance counts toward net worth, with upcoming payments shown on Home. You can also log payments you’ve made. – Card details — see your billing history as a chart and pull up any month’s statement. Improvements – Card statement photos — capture one photo and we recognize multiple lines at once. Previously only one line was recognized per photo. – Fixed the app freezing right after a PRO purchase. – Older backups now restore reliably, and fixed an issue where the ledger could fail to open in certain situations. – Transactions logged under a deleted category keep their original name. Previously the name could change. – Save failures now show a clear message instead of a raw system error. – Deleting an insurance policy or a recurring expense now asks for confirmation too. – Cleaned up the AI consent wording to match exactly what’s sent. – Fixed the bottom tab bar briefly not responding right after saving a transfer.

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Subscription plans

월 구독

PRO 기능 월 구독 · 언제든 해지

$0.991 Month
How to cancel Savvy subscription ⁉️
1

In-App Purchases

$17.99

평생 이용권

모든 PRO 기능을 한 번 결제로 평생 이용

User reviews

깔끔하고 좋아요!!👍

착한 가계부 쓰다가 눈에 띄어서 설치했는데 입력도 편하고 분석도 잘 해줘서 좋네요! 오래오래 쓰고싶어요!!
잘쓰겠습니다~

Developer apps

FAQ

How does Savvy track expenses?

Savvy allows you to log expenses by speaking them, photographing receipts which are read on-device, or by direct entry. It automatically categorizes transactions and dates them for you.

What kind of AI insights does Savvy offer?

Savvy acts as an AI coach, answering questions like 'where did most of it go this month?' based on your recorded data. You get 3 free AI insights per day, with more available in Savvy PRO.

Is Savvy secure and private?

Yes, Savvy prioritizes privacy with no sign-up required and your ledger living on your device. Only AI-needed data is sent, and there is no tracking for targeted ads. You can optionally lock the app with Face ID, Touch ID, or passcode.

What features are included in Savvy PRO?

Savvy PRO offers an ad-free experience, up to 10 AI coaching insights per day, theme colors, and CSV export. It is available as a monthly, yearly subscription, or a one-time lifetime pass.

How does Savvy handle split bills?

When splitting a bill, only your share counts towards your personal statistics, while the full amount remains on record. You can also generate thermal-receipt images of transactions to share.

Can Savvy help me save money?

Savvy helps you manage your finances with monthly budgets and alerts at 70/90/100% to prevent overspending. It also tracks assets and net worth, and offers a no-spend challenge to build good habits.

How often is Savvy updated?

The latest version is 1.1.2, and the app was last updated on August 12, 2026. Updates typically include new features, bug fixes, and performance improvements.

Does Savvy have ads?

The free version of Savvy contains non-personalized advertisements. To remove ads and access additional features, you can subscribe to Savvy PRO.