Best
This should be the best fintech app I’ve come across in a while. It has everything in one
Seamless and smooth
This is the most seamless fintech product i have used
Free
About
Manage all your finances in one secure digital app. Send money, pay bills, split expenses, save, and create invoices. Get insights into your spending and discover exclusive offers.
✓Send money to Nigerian bank accounts
✓Pay bills and buy airtime
✓Split expenses with friends
✓Flexible and fixed savings options
✓Create and send professional invoices
✓Discover partner offers and deals
✓Biometric and PIN protection
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What's New in Scath
1.0.3
September 15, 2026
Improved KYC flow and bugs fixes
User reviews
FAQ
Is Scath secure to use for my banking needs?
Yes, Scath prioritizes security with biometric authentication (fingerprint, Face ID), transaction PIN protection, two-factor authentication, real-time transaction alerts, fraud monitoring, and encryption measures.
What types of bills can I pay with Scath?
You can pay for electricity, DSTV, GOtv, and buy airtime and data for major Nigerian networks like MTN, Airtel, Glo, and 9mobile directly within the app.
How does Scath help me save money?
Scath offers an Emergency Fund for unexpected situations, Flexible Savings for easy access, and Fixed Savings with potential returns for longer-term goals.
Can freelancers and businesses use Scath for invoicing?
Absolutely. Scath allows freelancers and businesses to create and send professional invoices in seconds, complete with payment links for easy client transactions.
Does Scath have ads?
No, Scath does not contain advertisements, providing an uninterrupted user experience.
What devices does Scath support?
Scath is available for iPhone, iPad, and iPod devices, ensuring accessibility across Apple's mobile ecosystem.
How often is Scath updated?
The latest version of Scath is 1.0.3, and it was last updated on September 15, 2026, indicating regular maintenance and updates.
What are the benefits of referring friends to Scath?
When you invite friends using your unique referral code, you can earn eligible rewards and track your progress through the referral dashboard.