SEEDS Budget & Money Manager
Faith budgeting & debt freedom
About
This faith-based budgeting app guides users toward financial freedom using biblical principles and an AI financial coach. It helps organize finances into seven pillars, track spending, manage debt, and build wealth.
What's New in SEEDS Budget & Money Manager
1.1.0
September 5, 2026
What's new in 1.1.0 Importing your statements is dramatically better. SEEDS now recognises far more merchants automatically, including local businesses it hasn't seen before, so there's much less to sort by hand. Credit card payments are handled properly. When you pay your card, that payment no longer counts as spending on top of the purchases it covers — so your totals reflect what you actually spent. You can also tell SEEDS if you pay a card in full each month. Your plan carries forward. When a new month starts, your budget is already there rather than empty. A cleaner start. New budgets show only the categories you actually use, and you can add more whenever you need them. Debt Planner improvements. Paying extra toward debt is now recognised as progress, cleared debts are celebrated, and the plan won't suggest money you don't have. Plus a new Accounts page, faster screens, and many smaller fixes.
MoreSubscription plans
SEEDS Monthly Membership
Budgets, debt payoff, savings, and Coach Joseph.
Developer apps
FAQ
What is SEEDS Budget & Money Manager?
SEEDS Budget & Money Manager is a faith-rooted financial planning application designed to help users achieve financial freedom through biblical principles and structured budgeting. It offers an AI financial guide and a framework for organizing money into seven key pillars.
How does SEEDS Budget & Money Manager help with debt?
SEEDS allows you to compare debt payoff strategies like Snowball and Avalanche, visualize your debt-free date, and track your progress with a 'Freedom Countdown.' This helps motivate users towards becoming debt-free.
Is SEEDS Budget & Money Manager free to use?
SEEDS offers a 14-day free trial for its monthly subscription. After the trial, a subscription fee of $11.99 per month is charged to your Apple ID unless canceled at least 24 hours before the trial ends.
What devices is SEEDS Budget & Money Manager available on?
SEEDS Budget & Money Manager is available on iPhone, iPad, and iPod. Subscription also includes full access on the web at seeds.abetterlife.world.
How often is SEEDS Budget & Money Manager updated?
The latest version is 1.0.2, and the app was last updated on July 9, 2026. This indicates regular updates to improve functionality and user experience.
What are the '7 Pillars of Abundance' in SEEDS?
The 7 Pillars of Abundance are Security, Freedom, Generosity, Growth, Balance, Simplicity, and Legacy. This framework helps users organize every dollar according to these faith-based stewardship principles.
Can I use SEEDS Budget & Money Manager with my family?
Yes, SEEDS offers a 'Family Mode' that allows you to manage your finances together as a household under one shared plan. This facilitates collaborative financial stewardship.
What is the age rating for SEEDS Budget & Money Manager?
SEEDS Budget & Money Manager has an age rating of 4+. This indicates it is suitable for a wide range of users, including children and adults, for educational financial planning.