Super!
Excellent user experience! Fast and Efficient
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About
Protect your savings from inflation by holding your money in dollars. This app allows you to easily add funds in naira, convert to stablecoins, and cash out back to your bank account. It offers secure, non-custodial control over your assets and facilitates global money transfers.
✓Hold savings in dollars
✓Add and cash out in naira
✓Non-custodial control
✓Send money globally
✓Convert between cryptocurrencies
✓Built-in assistant
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What's New in Sefa
1.1.8
August 7, 2026
Cash out now shows what your bank will actually receive. The fee comes off before the figure, so the number you approve is the number that lands. Adding money and cashing out both show your all-in rate up front, before you commit. Small amounts stopped rounding to zero. If you send a tiny amount of a coin, the confirm screen shows the real figure instead of 0.00. Your cash-out reference is now tappable to copy, for when a bank transfer needs chasing. New here? A short pointer appears on your home screen when there is a useful next step, and goes away once you have done it. Plus a round of polish across Send, Receive, Add money and Cash out, increased speed and reliability.
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FAQ
How does Sefa protect my money from inflation?
Sefa allows you to hold your savings in stable dollar-backed cryptocurrencies like USDT and USDC, which are designed to maintain their value against the fluctuating naira. This helps preserve your purchasing power over time.
Can I add and withdraw money in naira with Sefa?
Yes, Sefa enables you to add funds directly from your Nigerian bank account in naira and also cash out your dollar holdings back into naira to your bank account. This makes it convenient for local transactions.
Is my money safe with Sefa?
Sefa is a non-custodial wallet, meaning you have full control over your funds and private keys. Your money stays on your device, and all transactions require your explicit approval via Face ID or PIN for enhanced security.
How does Sefa compare to traditional banks?
Sefa functions as a wallet for managing your own money, not a bank. While saving in dollars offers more stability than the naira, dollar values can still fluctuate. Sefa provides direct control and transparency over your assets.
What cryptocurrencies can I hold in Sefa?
Sefa supports holding and moving various cryptocurrencies, including Bitcoin, Ethereum, and Solana, all from a single, user-friendly wallet interface. You can also convert between different coins within the app.
Does Sefa have any hidden fees?
Sefa clearly displays any service fees that may be included when you add money, cash out, or convert between coins. There are no hidden charges, and the app does not require a subscription.
What devices does Sefa support?
Sefa is available for iPhone and iPod devices. The app is designed for everyday use with a simple setup and clear explanations for all steps.
How often is Sefa updated?
The latest version of Sefa is 1.1.8, which was last updated on August 7, 2026. Updates typically include improvements to functionality and security.