Protect your savings from inflation by holding your money in dollars. This app allows you to easily add funds in naira, convert to stablecoins, and cash out back to your bank account. It offers secure, non-custodial control over your assets and facilitates global money transfers.
1.1.16
October 5, 2026
Here's what's new in Sefa: • Add money now starts in naira, with quick amounts like ₦5,000 and ₦20,000. • Activity has a tab for every kind of money move: Add money, Cash out, Bills and more. • Orders that close or get cancelled now say so plainly, so you always know where your money stands. • Follow your transfer live from your Lock Screen. • Bug fixes and speed improvements.
MoreThanks so much. We spend a lot of time on the small details, so it's good to hear they show. If there's something you'd like to see next, tell us in the in-app chat. Tochi, Sefa
Sefa allows you to hold your savings in stable dollar-backed cryptocurrencies like USDT and USDC, which are designed to maintain their value against the fluctuating naira. This helps preserve your purchasing power over time.
Yes, Sefa enables you to add funds directly from your Nigerian bank account in naira and also cash out your dollar holdings back into naira to your bank account. This makes it convenient for local transactions.
Sefa is a non-custodial wallet, meaning you have full control over your funds and private keys. Your money stays on your device, and all transactions require your explicit approval via Face ID or PIN for enhanced security.
Sefa functions as a wallet for managing your own money, not a bank. While saving in dollars offers more stability than the naira, dollar values can still fluctuate. Sefa provides direct control and transparency over your assets.
Sefa supports holding and moving various cryptocurrencies, including Bitcoin, Ethereum, and Solana, all from a single, user-friendly wallet interface. You can also convert between different coins within the app.
Sefa clearly displays any service fees that may be included when you add money, cash out, or convert between coins. There are no hidden charges, and the app does not require a subscription.
Sefa is available for iPhone and iPod devices. The app is designed for everyday use with a simple setup and clear explanations for all steps.
The latest version of Sefa is 1.1.8, which was last updated on August 7, 2026. Updates typically include improvements to functionality and security.
