Best SEPA ID alternatives: apps like SEPA ID

9+ similar apps compared and reviewed

3.6 avg rating
9 free apps
Updated October 2026

Whether you want more options like SEPA ID or a completely different take on the same concept, our curated list of 9+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to SEPA ID

PayMe - QR Code transactions#2

PayMe - QR Code transactions by Dominik Brandlberger

QR Codes for sepa transations
Strong Contender
💰 Finance
3.9(7 ratings)
FreeAdsIn-App Purchases
PayMe - QR Code transactions screenshot 1
PayMe - QR Code transactions screenshot 2
PayMe - QR Code transactions screenshot 3

Easily generate QR codes for SEPA transfers to simplify your payments. Customize transfer details and process payments quickly by scanning the generated code. The app ensures secure and reliable transactions, even offline.

SPOKO money transfers#3

SPOKO money transfers by PU GROUP LIMITED

Smart money transfers
Worth Considering
💰 Finance
2.4😞(7 ratings)
Free
SPOKO money transfers screenshot 1
SPOKO money transfers screenshot 2
SPOKO money transfers screenshot 3
SPOKO money transfers screenshot 4
SPOKO money transfers screenshot 5
SPOKO money transfers screenshot 6

Send money internationally with competitive exchange rates and low fees. Supports transfers from 25 European countries and the UK to over 50 countries worldwide. Offers multiple convenient transfer and receiving methods, including cards, bank transfers, and cash pickup.

What We Love

  • 🚀 Fast and efficient
  • 💰 Good exchange rates
  • 🔒 Secure and reliable
  • 👍 User-friendly and easy to use
  • 🕰️ Instant money transfers

Room to Improve

  • 🐛 Frequent account blocking and verification issues
  • 💸 High commission fees
  • ⚠️ Inconsistent service quality
  • 🤖 Poor customer support
  • 🔌 App crashes and technical issues

More apps like SEPA ID

4
Satchel - Money management
Satchel - Money management
Satchel - Money management
Simple. Smart. Secure.
Free

Manage your personal and business finances with international money transfers, multi-currency accounts, and a prepaid Mastercard. Open an account remotely and access your finances 24/7 through the mobile app.

Open account remotely with unique IBANHold funds in multiple currenciesExchange seven currencies
💰 Finance
(2)
free with in-app purchases
5
Paxum Bank
Paxum Bank
Paxum Bank
by Paxum Bank Limited
Free

A digital banking platform for global business and personal accounts. Monitor balances, send mass transfers, receive alerts, and perform FX transactions securely via a smartphone app.

Mass Global TransfersMass EFTMass Wire
💰 Finance
(2)
free
6
Gekkard: Prepaid Card & Wallet
Gekkard: Prepaid Card & Wallet
Gekkard: Prepaid Card & Wallet
Online banking alternative
Free

Manage your money with a European IBAN account and a payment card. Access digital investment opportunities, including cryptocurrency exchange and interest-bearing accounts, all within a single app.

European IBAN accountPhysical and digital payment cardSEPA payments
💰 Finance
(4)
free
7
Winbank Ukraine
Winbank Ukraine
Winbank Ukraine
Piraeus Bank Ukraine Online
Free

Manage your accounts, cards, and deposits securely from anywhere. Perform currency exchange, make payments, and transfer funds with ease. This app offers a fast and reliable way to handle all your banking needs on your smartphone.

Account and card managementSecure payments and transfersCurrency exchange
💰 Finance
(13)
free
8
iAsig - Insurance Online
iAsig - Insurance Online
iAsig - Insurance Online
Insurance, Vignettes, Assist.
Free

Purchase various insurance policies, including RCA, Green Card, CASCO, and Travel Medical, entirely online. The app offers a 100% digital experience with instant issuance and automatic renewal reminders, eliminating the need for paperwork or physical visits.

Digital insurance purchaseInstant policy issuanceVignette acquisition
💰 Finance
(5)
free
9
CardB by Veritas
CardB by Veritas
CardB by Veritas
by VERUM PAYMENTS LIMITED, CHK
Free

This app provides a secure and convenient way to manage virtual payments. It allows for quick setup of virtual cards, global use with Visa, and seamless crypto payments. Enjoy contactless payment options and easy fund transfers within the app.

Quick virtual card setupGlobal Visa card usageCryptocurrency payments
💰 Finance
(3)
free