Settle AI

Settle AI helps you prepare for everyday consumer negotiations—without the blank-page stress. Answer guided questions about your situation, get a clear strategy, and draft messages you can review, edit, and send on your own terms. Built for common cases in the United States and Canada: • Refund disputes — products or services that did not meet expectations • Late fee waivers — banks, card issuers, and utilities • Billing disputes — incorrect or unfair charges • Subscription cancellations — cancel and request credit for unused time HOW IT WORKS 1. Choose a category and walk through a short, structured intake. 2. Review your answers, then generate a negotiation strategy tailored to your facts. 3. Generate message drafts you can copy, edit, or share—then track outcomes on your dashboard. YOUR PLAN, YOUR WORDS Free and paid plans include a monthly allowance for AI-assisted generations. Upgrade when you need more capacity. You are always responsible for what you send to companies or third parties. PRIVACY & AI Before live AI features run, you’ll see how Settle AI uses OpenAI to process your intake and related negotiation content. You can review our privacy policy and terms in Settings. IMPORTANT — NOT LEGAL ADVICE Settle AI is not a law firm and does not provide legal advice. Suggestions are for consumer negotiation drafting only and are not a substitute for a licensed attorney. Laws and company policies vary; use your judgment before sending any message. Settle AI does not guarantee outcomes. Amounts and results you record are self-reported and are not verified by us. Questions or account requests? Contact support using the link in the app. Privacy Policy: https://legal.fyzam.com/settleai/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/