Best settled. alternatives: apps like settled. - money owed, sorted.

10+ similar apps compared and reviewed

4.1 avg rating
10 free apps
Updated November 2026

settled. is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to settled.

IOU: Split Receipts & Expense#2

IOU: Split Receipts & Expense by Eric Agredo

Track and settle with friends
Strong Contender
💰 Finance
4.4(18 ratings)
FreeIn-App Purchases
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Effortlessly split bills with friends by scanning receipts. The app itemizes purchases, assigns them to individuals, and calculates each person's total including tip and tax. Avoid manual calculations and ensure fair payment among your group.

Bill Organizer : Reminder#3

Bill Organizer : Reminder by Save Apps LLC

Bill Tracker and Manager
Worth Considering
💰 Finance
4.8(83 ratings)
FreeIn-App Purchases
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Manage all your financial obligations in one place to avoid late fees and maintain a good credit score. Get customizable reminders for upcoming payments and track your cash flow with an intuitive dashboard and detailed reports.

More apps like settled.

4
Tarsi - Budget Tracker
Tarsi - Budget Tracker
Tarsi - Budget Tracker
Your Personal Budget Tracker
Free
$4.99 | 100% OFF

Track expenses, income, and investments with voice commands and OCR receipt scanning. Forecast cashflow, manage budgets, and set savings goals. Offers personalized feedback to improve financial habits.

Expense and income trackingVoice logging and OCR receipt scanningInvestment account monitoring
💰 Finance
(3)
free with in-app purchases
5
SMDC Mobile App
SMDC Mobile App
SMDC Mobile App
by BayaniPay
Free

Manage and pay your SMDC property dues conveniently through a single, user-friendly application. Settle various fees, including reservation fees, down payments, and real property taxes, using a wide array of payment methods. Enjoy secure transactions and access your payment history with ease.

Easy property enrollment (up to 15 properties)Convenient payment of reservation fees, down payments, and taxesMultiple payment methods (credit/debit card, Maya, BayaniPay, QRPh)
💰 Finance
(11)
free
6
UNO Digital Bank 2.0
UNO Digital Bank 2.0
UNO Digital Bank 2.0
The new UNO banking experience
Free

Open a digital savings account, earn daily interest, and apply for loans with this BSP-licensed bank. Manage your finances, track spending, and enjoy features like personalized dashboards and high interest rates.

Open savings accountsEarn daily interestApply for personal loans
💰 Finance
(10)
ad-supported
7
SplitIt: Group Bill Splitter
SplitIt: Group Bill Splitter
SplitIt: Group Bill Splitter
Split bills & tab with friends
Free

Easily split bills and track shared expenses with friends. Upload receipts, assign items, and settle balances seamlessly. Keep a record of shared outings and manage payments or requests within your group.

Split bills from receiptsAssign items to individualsTrack expenses and balances
💰 Finance
(823)
free with in-app purchases
8
Investa
Investa
Investa
Guide to the Financial Markets
Free

Access real-time financial market data, news, and powerful trading tools. Monitor cryptocurrencies, equities, forex, and more. Connect with a community, learn to trade, and practice with paper trading.

Real-time market data monitoringTrading tools and technical indicatorsCommunity trading insights
💰 Finance
(1.2K)
free with in-app purchases
9
splyt: tab & bill splitter
splyt: tab & bill splitter
splyt: tab & bill splitter
Split expense with anyone
Free

Easily split restaurant bills and get reimbursed quickly. Snap a photo of your receipt, let friends select their items, and get paid back instantly via Venmo or Cash App with auto-calculated tax and tips.

Split restaurant billsScan receiptsItem selection for friends
💰 Finance
(478)
free with in-app purchases
10
Voya Health Account Solutions
Voya Health Account Solutions
Voya Health Account Solutions
by VOYA BENEFITS COMPANY, LLC
Free

Manage your health savings accounts (HSA, HRA, FSA) with ease. Quickly check balances, view claims, and submit receipts on the go. Securely access all your important account information anytime, anywhere.

Check account balances 24/7View claims and statementsSubmit receipts via photo
💰 Finance
(274)
free