Shgad - Expenses & Budgets

Shgad (شگد, "how much?") shows where your money goes each month, in Iraqi dinars, in Arabic or English. Add an expense, income or transfer in a few taps. Shgad files it under a category and keeps your month clear: what came in, what went out, and what is left. WHAT YOU GET • Home: your net for the month, top spending categories and daily spending at a glance. • Activity: every transaction, filterable by account, plus your recurring payments with a one-tap Mark paid. • Budgets: set a monthly limit per category and see how much is left. • Goals: save toward something and track your progress. • Accounts: cash, bank cards and wallets, each with its own balance. • AI plans: get a suggested budget or savings plan based on your monthly totals. MADE FOR IRAQ • Iraqi dinar first, with US dollars and euros too. Currencies stay separate and are never added together. • Full Arabic with a right-to-left layout, plus English. • Long amounts are always shown in full, never shortened. PRIVATE BY DESIGN • Works offline. No account needed. • Your data stays on your iPhone unless you turn on cloud backup. Export it as a CSV spreadsheet or a backup file any time. • Optional account (Sign in with Apple or email) for cloud backup. • AI plans run only after you agree, and see only monthly totals, never individual transactions. Free, with no ads.