Sift: Expense tracker & Budget

Money just... disappears. By the 23rd you look at the balance and wonder where it went. Sift is a spending tracker that answers that question in one sentence. THE SIMPLE MODE Tap the S and Sift says the single thing worth knowing about your month you're over budget, a category jumped, a small habit is quietly adding up and draws the one picture that explains it. Not twelve charts. One sentence and one chart, chosen for your situation. ADD A PURCHASE IN SECONDS • Say it "twelve fifty at the bakery" and it's logged • Photograph a paper receipt and Sift reads the total • Screenshot your banking app and every line lands categorised • Import a CSV from Revolut, Trading 212, Wise and most banks • Set up a Shortcut so Sift opens itself the moment you pay with Apple Pay NEVER MISS A RENEWAL Sift spots repeating charges on its own — the ones you forgot you signed up for — and warns you the day before the money leaves. SPLIT WITH ANYONE Split any purchase, keep a running balance per person, and mark it settled when they pay you back. No accounts, no invites, no one else needs the app. BEFORE YOU SIGN A LOAN Add a loan and Sift tells you what's actually left each month once the payment is out — and whether the next one is at risk. AN AI COACH THAT KNOWS YOUR NUMBERS Ask "can I afford this?" in plain words. Every answer is worked out from your own spending. Most questions are answered on your iPhone and nothing is sent anywhere. WIDGETS Today's spending and what's left, on your Home Screen and Lock Screen, without opening the app. PRIVATE BY DESIGN Your purchases live on your iPhone. Reading receipts, cleaning up shop names, categorising, spotting subscriptions and building the insights all happen on the device — none of it is uploaded. There's no account to create, no ads, and nothing is ever sold. The full detail is in Settings ▸ Privacy, written in plain language. MADE BY ONE PERSON I'm a student, and Sift is the app I wanted and couldn't find. Every email you send me is read by me. If something is wrong or missing, tell me and I'll fix it. SIFT PRO Sift is free to log your spending. Pro adds the Simple mode, the deep dives, subscription alerts, splitting, loans, widgets and the AI coach. Try it free for 3 days. Available in English, Spanish, French, German and Italian. privacy page: https://www.iosvisual.com/privacy/sift terms page: https://www.iosvisual.com/terms/sift