Simple-model Loan Calculator
Payments, interest, schedule
Price history
About
Easily calculate monthly loan payments and total repayment amounts. Supports bonus payments and offers two repayment methods: equal installments or equal principal payments. View and save repayment simulations in a history list.
What's New in Simple
3.3
October 13, 2026
Starting with version 3.3, the app is free to download. ■ Free features Calculating your payments from the loan amount, interest rate and term, the amortization schedule, saving to your history, and all the other basic features are free. ■ Premium (one-time purchase) Comparing two loans, schedule charts, and CSV export are now Premium features, unlocked with a one-time purchase. It is not a subscription. You can open the purchase screen by tapping one of these features, or from "LoanCalc Premium" on the About this app screen. ■ If you already use the app If you got this app before it became free, you can keep using every feature at no extra cost. If Premium isn't available, tap Restore Purchases under About this app > LoanCalc Premium. ■ Better support for larger text With the largest text sizes, the year of the borrowing date is no longer cut off, and the dates and repayment methods in your history are easier to read. ■ Requirements iOS 18 or later is now required. The calculation method and results are unchanged from earlier versions.
MoreDeveloper apps
FAQ
What is LoanCalc?
LoanCalc is a finance app that allows you to easily calculate monthly loan payments and total repayment amounts. It supports bonus payments and offers two repayment methods: equal installments or equal principal payments.
How much does LoanCalc cost?
LoanCalc is a paid app and costs $0.99. This one-time purchase grants you access to all its features for loan calculation and simulation.
What devices is LoanCalc available on?
LoanCalc is available on iPhone, iPad, and iPod. It is designed for iOS devices.
What is the age rating for LoanCalc?
LoanCalc has an age rating of 4+. This indicates it is suitable for a wide range of users, including children, with no mature content.
How often is LoanCalc updated?
LoanCalc was last updated on July 20, 2023, with version 2.4. This suggests regular updates to maintain functionality and compatibility.
Does LoanCalc have ads?
No, LoanCalc does not have advertisements. As a paid application, it provides an ad-free experience for users.
What repayment methods does LoanCalc support?
LoanCalc supports two primary repayment methods: equal installments (元利均等返済) and equal principal payments (元金均等返済). You can select your preferred method from the settings.
Can I simulate bonus payments with LoanCalc?
Yes, LoanCalc allows you to perform calculations that incorporate bonus payments. This feature helps in understanding the impact of additional payments on your loan.
