Siyahi

Siyahi (स्याही, ink) is a private journal for daily money: what came in, what went out, and who is still holding some of it. Log pay, spending, lending, and borrowing. Cash, card, and UPI each keep their own pile. People you lent to or borrowed from stay open until the money comes back. A light monthly cap can warn you — going over still saves. Each month has an opening and a closing. The new month starts where the last one ended. Past months are closed; if you still add a line there, Siyahi shows how later balances change before it writes. Nothing posts on its own. Recurring items are templates you log when they actually happened. There is no account and no cloud. An optional pin stays on this device. You can export a JSON copy and restore it later. Siyahi is a journal, not a bank and not a budget cop.